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approved by St James Place

Ready to buy a new home? Failing to check that a lawyer is on the St James Place list of approved solicitors can put your transaction at risk of delay or failure.

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I am getting a mortgage offer from St James Place. my intention is to retain the legal services of a Licensed Conveyancer. Does the St James Place Conveyancing panel exclude conveyancers regulated by the CLC
St James Place’s approved solicitor list is, like many other lenders associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
can you help? My solicitor is informing me me that he has to order a Local Authority search as the firm are on the St James Place solicitor panel. Is my lawyer correct?
You have limited options available to you. As you are taking a mortgage with St James Place your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of St James Place’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated St James Place. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I see that you have a post code search directory identifying solicitors on the St James Place conveyancing panel. Do firms pay you a commission if I instruct them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the St James Place conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am purchasing a terraced house and getting a mortgage with St James Place. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the St James Place conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the St James Place conveyancing panel in your location.
We were going to get a DIP from St James Place this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the St James Place recommend a solicitor on the St James Place conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the St James Place conveyancing panel. The solicitor represents both you and the St James Place through the process.
I am due to exchange contracts on my flat. I had a double glazing fitted in month 7 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, St James Place are being pedantic. The solicitor who is on the St James Place conveyancing panel is recommending indemnity insurance as a solution but St James Place are insisting on a building regulation certificate. Why do St James Place have a conveyancing panel of they don’t accept advice from them?
It is probably the case that St James Place have referred the matter to their valuer. The reason why St James Place may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
St James Place have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up St James Place or your broker and complete any relevant paperwork. St James Place will tell you what documents they want. St James Place will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. St James Place will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.