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approved by Stafford Railway BS

Ready to buy a new home? Failing to check that a lawyer is on the Stafford Railway BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Stafford Railway Building Society Conveyancing Panel

FAQs for the Stafford Railway Building Society Conveyancing Panel

Much to my surprise I have been told by my mortgage adviser that my the law firm I have appointed is not on the Stafford Railway Building Society Solicitor panel. What can I do to be certain that this is indeed the case?
The first thing you need to do is to contact your conveyancer. You lawyer should advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the conveyancing panel for Stafford Railway Building Society.
Expecting to move into my new home next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for Stafford Railway Building Society. What does the insurance need to cover?
Any lawyer on the Stafford Railway Building Society conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Stafford Railway Building Society’s Part 2 requirements of the CML Handbook (last updated on Stafford Railway Building Society). Being on the Stafford Railway Building Society conveyancing panel your lawyer is expect to follow these instructions.
Do all the licensed conveyancers and solicitor practices listed on your directory have online case tracking as I was under the impression that this was a precondition of being on the Stafford Railway Building Society conveyancing panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
My conveyancers in London have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with Stafford Railway Building Society. Is it case that being on the Stafford Railway Building Society conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Stafford Railway Building Society Conveyancing Panel Terms. It might be worth you contacting Stafford Railway Building Society directly.
We have a mortgage agreed in principle with Stafford Railway Building Society. Solicitors have been instructed? What is the average time that one could expect to receive a mortgage offer from Stafford Railway Building Society?
There is no definitive answer here. Have Stafford Railway Building Society conducted the valuation? Have you advised Stafford Railway Building Society as your lawyers details and checked that your lawyer is on the Stafford Railway Building Society conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
The for formalities of my remortgage has taken place with a loan from Stafford Railway Building Society. Conveyancing was satisfactory but I would like to complain about Stafford Railway Building Society. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the Stafford Railway Building Society branches or the Customer Care Team at Stafford Railway Building Society head office. Ordinarily complaints to Stafford Railway Building Society are resolved very quickly. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
My ex -wife’s name is on the Stafford Railway Building Society mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Stafford Railway Building Society mortgage in order to sell?
As regards the Stafford Railway Building Society mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Stafford Railway Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.