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approved by State Bank of India UK

Ready to buy a new home? Failing to check that a lawyer is on the State Bank of India UK list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the State Bank of India UK Conveyancing Panel

Common questions asked concerning the State Bank of India UK Solicitor Panel

A lawyer my husband and I had intended to instruct on a remortgage said she would charge more if my mortgage is with State Bank of India UK due to their unusual legal requirements. Am I likely to be frustrated using State Bank of India UK? Is State Bank of India UK conveyancing so much more difficult?
State Bank of India UK conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the State Bank of India UK conveyancing panel. If they are not, this does add further risk of delay as State Bank of India UK will appoint their own solicitors to look after their interest.
I am due to complete my purchase next Thursday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as as he informs me that he is duty bound to validate that it is in order for State Bank of India UK. What does the insurance need to cover?
Any lawyer on the State Bank of India UK conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in State Bank of India UK’s Part 2 requirements of the CML Handbook (last updated on State Bank of India UK). Being on the State Bank of India UK conveyancing panel your lawyer is expect to follow these requirements.
I see that you have a search directory listing firms on the State Bank of India UK conveyancing panel. Do firms pay you a commission if I appoint them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the State Bank of India UK conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
My grandfather passed away last year and as sole heir and executor was left the property. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to State Bank of India UK , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then State Bank of India UK will insist on your using a conveyancer on the State Bank of India UK conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your State Bank of India UK conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the State Bank of India UK mortgage is registered as a charge at the Land Registry.
Two weeks ago we had a mortgage agreed in principle with State Bank of India UK. Solicitors have been instructed? What is the average time that one could expect to receive a mortgage offer from State Bank of India UK?
Some lenders take longer than others. Have State Bank of India UK done the survey? Have you advised State Bank of India UK as your lawyers details and checked that your lawyer is on the State Bank of India UK conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I was thinking of purchasing my friend’s property. Once we agree a price, what’s the best way to proceed? I plan to obtain a mortgage with State Bank of India UK. Is there anyway to cut out the solicitors to save on the costs? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with State Bank of India UK involved you will need to appoint a solicitor on the State Bank of India UK conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to State Bank of India UK. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the State Bank of India UK conveyancing panel.
I have paid off my mortgage with State Bank of India UK. I assume I don't need a solicitor on the State Bank of India UK panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your State Bank of India UK mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the State Bank of India UK mortgage from the register. State Bank of India UK,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the State Bank of India UK has sent the Land Registry the discharge electronically, and the State Bank of India UK has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your State Bank of India UK mortgage has been paid off.