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approved by State Bank of India UK

Ready to buy a new home? Failing to check that a lawyer is on the State Bank of India UK list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the State Bank of India UK Conveyancing Panel

State Bank of India UK Conveyancing Panel Recently Asked Questions

My fiance and I are FTBs. Within the last couple of days our solicitor has forwarded the sale agreement to sign with a detailed report with a view to exchanging next week. State Bank of India UK have this morning contacted us to inform me that there is now an issue as our conveyancer is not on their approved list of lawyers. What do we do from here?
When purchasing a property with the benefit of a mortgage it is usual for the purchaser's solicitors to also act for the purchaser's lender.

In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitors should contact State Bank of India UK and see if they can apply for membership of the State Bank of India UK conveyancing panel, but if that is not viable State Bank of India UK will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the State Bank of India UK conveyancing panel and you may continue to use your own solicitors, in which case it will likely add costs, and it may delay matters as you have another set of people involved.

I am purchasing a brand new flat and my lawyer is informing me that she is duty bound to disclose incentives from the seller as her firm is on the State Bank of India UK conveyancing panel. I am on a tight deadline to exchange and my preference is not to prolong deal. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the State Bank of India UK approved panel is to comply with the CML Handbook requirements (last updated for this lender on State Bank of India UK). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Whilst your website is a good idea there are many lawyers listed near Newcastle on the State Bank of India UK conveyancing panel. Can you recommend a specific firm on the State Bank of India UK approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
I am purchasing a terraced house and getting a mortgage with State Bank of India UK. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the State Bank of India UK conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the State Bank of India UK conveyancing panel in your location.
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender State Bank of India UK be concerned
Given that you are obtaining a mortgage with State Bank of India UK your lawyer must to check the State Bank of India UK conveyancing instructions contained in the Part of CML Handbook for State Bank of India UK . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to State Bank of India UK where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I am currently in the process of buying my council flat. I have a mortgage agreed with State Bank of India UK. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with State Bank of India UK you will need to appoint a solicitor on the State Bank of India UK conveyancing panel.
State Bank of India UK have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up State Bank of India UK or your broker and complete any relevant paperwork. State Bank of India UK will tell you what documents they want. State Bank of India UK will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. State Bank of India UK will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.