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approved by State Bank of India UK

Ready to buy a new home? Failing to check that a lawyer is on the State Bank of India UK list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the State Bank of India UK Conveyancing Panel

State Bank of India UK Solicitor Panel Sample Enquires to our Call Center

Is the fact that my conveyancer is not isted on the State Bank of India UK Solicitor panel that there is a problem with the standard of her work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for State Bank of India UK.
My grandson is about to exchange on a new build apartment with a home loan from State Bank of India UK. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the State Bank of India UK conveyancing panel as a standard part of the process, and to the valuer when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the State Bank of India UK conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I am Googling for competitive conveyancing fees. Can I be sure that all the law firms that are identified on your website are on the State Bank of India UK conveyancing panel?
The law firms on our directory have assured us via an online form that they are on the State Bank of India UK panel and agreed to advise us to take down their listing in the event of removal off of the State Bank of India UK panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the State Bank of India UK conveyancing panel is incorrect.
Can you clarify what the consequences are if my lawyer’s firm is removed from the State Bank of India UK Solicitor panel before the completion date?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I am about to exchange contracts on a purchase with a mortgage from State Bank of India UK. The report from my solicitor mentions that State Bank of India UK could withdraw their offer before completion. Is this right?
Banks and Building Societies such as State Bank of India UK can revoke their mortgage offer although this is unusual. If State Bank of India UK withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are many potential reasons but here are a few examples:
  • Where information comes to State Bank of India UK ‘s attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend
  • If the financial circumstances of the borrower have changed to the detriment and the State Bank of India UK has been notified
  • Where the purchase price and borrowers direct contribution differ to details on the mortgage application form completed by the borrower
  • Where the lender has to take account a recent change in law
  • Where the lender is on notice of a restriction or a right of pre-emption which is not at market value
I have today made my last payment due on mortgage with State Bank of India UK. I assume I don't need a solicitor on the State Bank of India UK panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your State Bank of India UK mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the State Bank of India UK mortgage from the register. State Bank of India UK,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the State Bank of India UK has sent the Land Registry the discharge electronically, and the State Bank of India UK has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your State Bank of India UK mortgage has been paid off.
I am due to exchange contracts on my apartment. I had a double glazing fitted in month 7 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, State Bank of India UK are being pedantic. The solicitor who is on the State Bank of India UK conveyancing panel is saying indemnity insurance will be fine but State Bank of India UK are requiring a building regulation certificate. Why do State Bank of India UK have a conveyancing panel of they don’t accept advice from them?
It is probably the case that State Bank of India UK have referred the matter to their valuer. The reason why State Bank of India UK may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.