Find an Approved Solicitor on the State Bank of India UK
FAQs for the State Bank of India UK Conveyancing Panel
I would like to know the reason why all solicitors aren't included on the State Bank of India UK Solicitor panel?
Even though it may seem unfair for State Bank of India UK to restrict who can act for them from the public’s or solicitor’s point of view, the other side of the coin is that the lenders are becoming ever more anxious and feel the necessary need to protect them from mortgage fraud and other illegal activities. As a result of this concern State Bank of India UK are limiting their panel of approved conveyancing lawyers to a size that they are happy to control. The State Bank of India UK solicitor panel is not the most exclusive of all lenders
My conveyancer has spotted a difference between the surveyor’s assumptions in State Bank of India UK’s home valuation survey and what is in the title deeds. My lawyer informs me that as he is on the State Bank of India UK conveyancing panel he is duty bound to ensure that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s approach correct?
A precondition to being on the State Bank of India UK approved panel is to comply with the CML Handbook requirements (last updated for this lender on State Bank of India UK) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I note that you have a post code search directory listing law firms on the State Bank of India UK conveyancing panel. Do firms pay you a referral fee if I instruct them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the State Bank of India UK conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am purchasing a new build flat and getting a mortgage with State Bank of India UK. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the State Bank of India UK conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the State Bank of India UK conveyancing panel in your location.
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to proceed? I hope to get a mortgage with State Bank of India UK. Is it possible to avoid using solicitors to save us both money? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with State Bank of India UK involved you will need to appoint a solicitor on the State Bank of India UK conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to State Bank of India UK. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the State Bank of India UK conveyancing panel.
Can I register a complaint to State Bank of India UK about the lawyers being on the State Bank of India UK conveyancing panel?
There is little point in complaining directly to State Bank of India UK. All solicitors and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
I am due to exchange contracts on my flat. I had a double glazing fitted in month 7 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, State Bank of India UK are being a right pain. The solicitor who is on the State Bank of India UK conveyancing panel is saying indemnity insurance will be fine but State Bank of India UK are insisting on a building regulation certificate. Why do State Bank of India UK have a conveyancing panel of they don’t accept advice from them?
It is probably the case that State Bank of India UK have referred the matter to their valuer. The reason why State Bank of India UK may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.