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approved by Tandem
Ready to buy a new home? Failing to check that a lawyer is on the Tandem list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Tandem Bank Conveyancing Panel? How can my firm be reinstated onto the Tandem Bank Conveyancing Panel?Find an Approved Solicitor on the Tandem Bank Conveyancing Panel
Examples of recent questions relating to the Tandem Bank Solicitor Panel
We are purchasing a 3 bedroom apartment in Hackney with a mortgage from Tandem Bank. We like our solicitor but Tandem Bank says he's not on their "panel". It seems we have little choice but to instruct one of the Tandem Bank panel firms or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that Tandem Bank use our lawyer?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Tandem Bank conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Tandem Bank
We are nearing an exchange and my parents having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Tandem Bank. I am advised that, being on the Tandem Bank conveyancing panel and acting on their behalf he must inform Tandem Bank if the balance of the mortgage advance is coming from anyone other than me. I advised the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Tandem Bank to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Tandem Bank if you agree, failing which, your lawyer must cease to continue acting.
Do I have to pop into the offices of the Tandem Bank conveyancing panel solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Manchester
so that I can attend their offices if required.
Whereas this was necessary twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Manchester
.
We're in Birmingham, First time buyers buying with a mortgage (lender is Tandem Bank , but our solicitor is on the Tandem Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Tandem Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Tandem Bank be concerned
Given that you are obtaining a mortgage with Tandem Bank your lawyer must to check the Tandem Bank conveyancing instructions contained in the Part of CML Handbook for Tandem Bank . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Tandem Bank where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I am selling my apartment. I had a double glazing fitted in month 7 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Tandem Bank are being pedantic. The solicitor who is on the Tandem Bank conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Tandem Bank are requiring a building regulation certificate. Why do Tandem Bank have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Tandem Bank have referred the matter to their valuer. The reason why Tandem Bank may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
My ex -wife’s name is on the Tandem Bank mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Tandem Bank mortgage in order to sell?
As regards the Tandem Bank mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Tandem Bank in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
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Transfer of Equity for Tandem BankPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors