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approved by Chorley & District BS
Ready to buy a new home? Failing to check that a lawyer is on the Chorley & District BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the The Chorley & District Building Society Conveyancing Panel? How can my firm be reinstated onto the The Chorley & District Building Society Conveyancing Panel?Find an Approved Solicitor on the The Chorley & District Building Society Conveyancing Panel
Examples of recent questions relating to the The Chorley & District Building Society Conveyancing Panel
My Solicitor has never been on on the The Chorley & District Building Society Approved Panel. Is it possible for me to continue with my preferred solicitor even though they are excluded from the The Chorley & District Building Society approved list?
You will need to have a conveyancer complete the legal work required when you take out a The Chorley & District Building Society mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the The Chorley & District Building Society conveyancing panel additional costs will be incurred as separate legal representation will be required by The Chorley & District Building Society. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
Our solicitor has identified a problem with the lease for the apartment we are purchasing. The seller’s lawyers have offered defective title insurance as a solution. We are content with insurance and will cover the costs. Our solicitor says that as he is on the The Chorley & District Building Society conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is The Chorley & District Building Society?
Just because you have a mortgage offer from The Chorley & District Building Society does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and The Chorley & District Building Society are the client. These conveyancing instructions have to be complied with by the The Chorley & District Building Society conveyancing panel who has to balance acting for you and The Chorley & District Building Society
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the The Chorley & District Building Society conveyancing panel. My lawyer has said that they are on the The Chorley & District Building Society approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the The Chorley & District Building Society conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the The Chorley & District Building Society solicitor panel.
I am considering applying for a The Chorley & District Building Society mortgage for purchase of a new build (under development) with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for The Chorley & District Building Society?
There is nothing to stop you using your solicitor but The Chorley & District Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I have today made my last payment due on mortgage with The Chorley & District Building Society. I assume I don't need a solicitor on the The Chorley & District Building Society panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your The Chorley & District Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the The Chorley & District Building Society mortgage from the register. The Chorley & District Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the The Chorley & District Building Society has sent the Land Registry the discharge electronically, and
the The Chorley & District Building Society has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your The Chorley & District Building Society mortgage has been paid off.
After much negotiation I have agreed a price on a house. My mortgage broker pressured me to appoint their lawyers I paid an upfront payment of 175. Soon after the conveyancers contacted me to say that they were not on the The Chorley & District Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the The Chorley & District Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on an apartment on the 17th February 2014, valuation was booked five days later, all came back fine. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to The Chorley & District Building Society and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the The Chorley & District Building Society conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for The Chorley & District Building Society to deal with your lawyers application to be on the The Chorley & District Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.