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approved by Chorley & District BS

Ready to buy a new home? Failing to check that a lawyer is on the Chorley & District BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Chorley & District Building Society Conveyancing Panel

Q and A’s regarding the The Chorley & District Building Society Solicitor Panel

On what basis could a firm of solicitors be removed from the The Chorley & District Building Society approved conveyancing panel?
A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of solicitor practices had been removed from a lender panel. The most common reasons in order are :
  1. lack of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by The Chorley & District Building Society
Our god-son is purchasing a new build apartment with a mortgage from The Chorley & District Building Society. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the The Chorley & District Building Society conveyancing panel as a standard part of the process, and to the valuer when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the The Chorley & District Building Society conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I need to find a The Chorley & District Building Society panel solicitor in Belfast. Could you help me?
Unfortunately it’s not apparent why you need a The Chorley & District Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to The Chorley & District Building Society to find out which solicitors in The Chorley & District Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
The solicitors that I appointed last week on my purchase in Newcastle has suddenly closed. I only went with them because I had to have a firm on the The Chorley & District Building Society conveyancing panel and my previous lawyer was not. I gave them a cheque for £150 in advance. What are my options?
If you have an estate agent involved then inform them straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the The Chorley & District Building Society conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to assist
My wife and I have arranged a further advance on our mortgage from The Chorley & District Building Society as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the The Chorley & District Building Society conveyancing panel to deal with the paperwork?
The Chorley & District Building Society do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the The Chorley & District Building Society panel
We have a mortgage agreed in principle with The Chorley & District Building Society. Solicitors have been instructed? How long does it take for The Chorley & District Building Society to send the offer to our conveyancer
Some lenders take longer than others. Have The Chorley & District Building Society done the survey? Have you advised The Chorley & District Building Society as your lawyers details and checked that your lawyer is on the The Chorley & District Building Society conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
Completion of my purchase has taken place with a loan from The Chorley & District Building Society. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about The Chorley & District Building Society. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the The Chorley & District Building Society branches or the Customer Care Team at The Chorley & District Building Society head office. We understand that complaints to The Chorley & District Building Society are resolved very quickly. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.