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Ready to buy a new home? Failing to check that a lawyer is on the Chorley & District BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Chorley & District Building Society Conveyancing Panel

Common questions asked concerning the The Chorley & District Building Society Conveyancing Panel

My property lawyer is not listed on the The Chorley & District Building Society Solicitor Panel. Is it possible for me to use my preferred solicitor even though they are excluded from the The Chorley & District Building Society panel?
You will need to have a conveyancer complete the legal work required when you take out a The Chorley & District Building Society mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the The Chorley & District Building Society conveyancing panel additional costs will be incurred as separate legal representation will be required by The Chorley & District Building Society. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
We are nearing an exchange and my mum and dad having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender The Chorley & District Building Society. I am advised that, being on the The Chorley & District Building Society conveyancing panel and acting on their behalf he must inform The Chorley & District Building Society if the balance of the mortgage advance is not just from me. I advised the bank about my parent’s contribution when I applied for the home loan so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with The Chorley & District Building Society to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to The Chorley & District Building Society if you agree, failing which, your lawyer must cease to continue acting.
I am searching for conveyancing quotes online. Can I be confident that all the practices that are identified on your directory are on the The Chorley & District Building Society conveyancing panel?
The law firms on our directory have assured us via an online form that they are on the The Chorley & District Building Society panel and agreed to advise us to take down their listing in the event of removal off of the The Chorley & District Building Society panel. To date we have not been informed by either a bank or a member of the public that the data about a specific firm being on the The Chorley & District Building Society conveyancing panel is incorrect.
My conveyancers in Newcastle have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with The Chorley & District Building Society. Is it case that being on the The Chorley & District Building Society conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the The Chorley & District Building Society Conveyancing Panel Terms. It might be worth you contacting The Chorley & District Building Society directly.
Do conveyancing lawyers on the The Chorley & District Building Society conveyancing panel work on a no move no charge basis?
There is generally no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their service
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. The Chorley & District Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with The Chorley & District Building Society your lawyer must to check the The Chorley & District Building Society conveyancing instructions contained in the Part of CML Handbook for The Chorley & District Building Society . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to The Chorley & District Building Society where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
Planning on purchasing a house with a mortgage with The Chorley & District Building Society. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the The Chorley & District Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the The Chorley & District Building Society conveyancing panel