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Find an Approved Solicitor on the The Chorley & District Building Society Conveyancing Panel

The Chorley & District Building Society Solicitor Panel Recently Asked Questions

My financial adviser has informed me that I have to pay The Chorley & District Building Society fees should I instruct my family lawyer. How good are the The Chorley & District Building Society conveyancing panel solicitors? I dont care which law firm I use provided that they are good and reasonably priced. Are there any The Chorley & District Building Society conveyancers you'd recommend?
The Chorley & District Building Society’s conveyancing panel is substantial so it would be advisable to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that The Chorley & District Building Society will allow to act for them.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company The Chorley & District Building Society will not agree to this. Why was The Chorley & District Building Society even consulted?
Your lawyer being on the The Chorley & District Building Society conveyancing panel is duty bound to inform The Chorley & District Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to The Chorley & District Building Society then they would have to discontinue acting for you and The Chorley & District Building Society.
Is it necessary during the course of the conveyancing process to visit the offices of the The Chorley & District Building Society conveyancing panel solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in London so that I can pop in to their offices when needed.
Most conveyancing panel lawyers for The Chorley & District Building Society undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
My aunt passed away 10 months ago and as sole heir and executor was left the property. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to The Chorley & District Building Society , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then The Chorley & District Building Society will insist on your using a conveyancer on the The Chorley & District Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your The Chorley & District Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the The Chorley & District Building Society mortgage is registered as a charge at the Land Registry.
Is there a list of The Chorley & District Building Society panel conveyancers on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
We were going to get a DIP from The Chorley & District Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the The Chorley & District Building Society recommend a solicitor on the The Chorley & District Building Society conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the The Chorley & District Building Society conveyancing panel. The solicitor represents both you and the The Chorley & District Building Society through the process.
I have decided to exercise my right to buy my property off the council. I have a mortgage offer with The Chorley & District Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with The Chorley & District Building Society you will need to appoint a solicitor on the The Chorley & District Building Society conveyancing panel.