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approved by Chorley & District BS

Ready to buy a new home? Failing to check that a lawyer is on the Chorley & District BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Chorley & District Building Society Conveyancing Panel

Frequently asked questions relating to the The Chorley & District Building Society Conveyancing Panel

Is there a reason why all UK lawyers aren't included on the The Chorley & District Building Society Solicitor panel?
Mortgage companies point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year. The removal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which kicked off a major policy change in the sector. It led to banks and building societies purging less reputable firms off their books
My lawyer has uncovered a discrepancy when comparing the surveyor’s assumptions in The Chorley & District Building Society’s home valuation report and what is in the title deeds. My lawyer informs me that as he is on the The Chorley & District Building Society conveyancing panel he is obliged to ensure that the lender is happy with this discrepancy and is still content to lend. Is my lawyer’s course or action correct?
A precondition to being on the The Chorley & District Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on The Chorley & District Building Society) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am purchasing a flat and require a conveyancing solicitor in Manchester who is on the The Chorley & District Building Society solicitor. Could you point me in the right direction as regards a conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for The Chorley & District Building Society . We don’t recommend any particular firm.
My grandfather passed away last year and as sole heir and executor was left the house. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to The Chorley & District Building Society , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then The Chorley & District Building Society will insist on your using a conveyancer on the The Chorley & District Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your The Chorley & District Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the The Chorley & District Building Society mortgage is registered as a charge at the Land Registry.
My brother and I have had an offer accepted on a apartment I spoke to a solicitor recommended by my mum and he advised retaining a law firm approved by The Chorley & District Building Society. The estate agent recommended two local firms so I asked The Chorley & District Building Society if the 2 suggested solicitors are approved, which they are not. The Chorley & District Building Society pointed out that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of The Chorley & District Building Society 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of The Chorley & District Building Society to suggest a law firm in your location. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the The Chorley & District Building Society conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto The Chorley & District Building Society conveyancing panel as it may only take about 2-3 weeks. As long as they meet The Chorley & District Building Society’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
The Chorley & District Building Society have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up The Chorley & District Building Society or your broker and complete any relevant paperwork. The Chorley & District Building Society will tell you what documents they want. The Chorley & District Building Society will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. The Chorley & District Building Society will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
My brother and I are remortgaging a garden flat in Hendon. Conveyancing solicitors in Hendon are about to beretained. My colleaguesuggested that we check that the solicitor in Hendon is on the The Chorley & District Building Society solicitors panel. Surely I don't need to do this, do I?
It is not that case that all Hendon conveyancing practices are on the The Chorley & District Building Society conveyancing panel. Use the above search tool to locate a Hendon conveyancing solicitor on the on the The Chorley & District Building Society panel.