Ready to buy a new home? Failing to check that a lawyer is on the Halifax list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the The Mortgage Lender Limited
Conveyancing Panel
Frequently asked questions relating to the The Mortgage Lender Conveyancing Panel
I am obtaining a offer of a mortgage from The Mortgage Lender. my intention is to enlist the help of a Licensed Conveyancer. Does the The Mortgage Lender Solicitor panel include conveyancers regulated by the CLC
The Mortgage Lender’s approved solicitor list is, like many other lenders represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am purchasing a newly built apartment and my conveyancer is telling me that she is duty bound to disclose incentives from the builder as her practice is on the The Mortgage Lender conveyancing panel. I am nearing the developer’s deadline to exchange and I have no desire to delay deal. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the The Mortgage Lender approved panel is to comply with the CML Handbook requirements (last updated for this lender on The Mortgage Lender). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am buying a house and need a conveyancing solicitor in who is on the The Mortgage Lender approved. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for The Mortgage Lender . We don’t recommend any particular firm.
My solicitors in Liverpool have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with The Mortgage Lender. Is it case that being on the The Mortgage Lender conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the The Mortgage Lender Conveyancing Panel Terms. It might be worth you contacting The Mortgage Lender directly.
We have a mortgage agreed in principle with The Mortgage Lender. Solicitors have been instructed? What is the average time that one could expect to receive a mortgage offer from The Mortgage Lender?
There is no definitive answer here. Have The Mortgage Lender done the valuation? Have you advised The Mortgage Lender as your lawyers details and checked that your lawyer is on the The Mortgage Lender conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I have paid off my mortgage with The Mortgage Lender. I assume I don't need a solicitor on the The Mortgage Lender panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your The Mortgage Lender mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the The Mortgage Lender mortgage from the register. The Mortgage Lender,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the The Mortgage Lender has sent the Land Registry the discharge electronically, and
the The Mortgage Lender has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your The Mortgage Lender mortgage has been paid off.
Intending to buy a house with a mortgage with The Mortgage Lender. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the The Mortgage Lender conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the The Mortgage Lender conveyancing panel