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approved by theMortgageLender
Ready to buy a new home? Failing to check that a lawyer is on the theMortgageLender list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the The Mortgage Lender Limited Conveyancing Panel? How can my firm be reinstated onto the The Mortgage Lender Limited Conveyancing Panel?Find an Approved Solicitor on the The Mortgage Lender Limited Conveyancing Panel
FAQs : The The Mortgage Lender Conveyancing Panel
The lawyer my husband and I wanted to use for conveyancing on a remortgage said she will levy higher legal fees if my lender is due to their difficult processes! Will I regret using The Mortgage Lender? Is The Mortgage Lender conveyancing so much more difficult?
The Mortgage Lender conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the The Mortgage Lender conveyancing panel. If they are not, this does add further risk of delay as The Mortgage Lender will appoint their own solicitors to look after their interest.
We are approaching an exchange and my mum and dad having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender The Mortgage Lender. I am advised that, being on the The Mortgage Lender conveyancing panel and acting on their behalf he must inform The Mortgage Lender if the balance of the mortgage advance is not just from me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for him to raise this?
Your lawyer is obliged to check with The Mortgage Lender to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to The Mortgage Lender if you agree, failing which, your lawyer must cease to continue acting.
I am planning to acquire a property and need a conveyancing solicitor in Leeds who is on the The Mortgage Lender approved. Can you recommend a local firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for The Mortgage Lender . We don’t recommend any particular firm.
I was expecting to move into my first house last Friday. My solicitor is on the The Mortgage Lender solicitors panel but has moved offices in the past couple of months and had not advised The Mortgage Lender of their new address. The Mortgage Lender is now refusing to release my funds until such time as their systems are up to date with the correct details.
This is a rare situation indeed. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local The Mortgage Lender branch or your mortgage broker to see if they can help.
Do conveyancing solicitors on the The Mortgage Lender conveyancing panel work on a no move no charge basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
I have paid off my mortgage with The Mortgage Lender. I assume I don't need a solicitor on the The Mortgage Lender panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your The Mortgage Lender mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the The Mortgage Lender mortgage from the register. The Mortgage Lender,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the The Mortgage Lender has sent the Land Registry the discharge electronically, and
the The Mortgage Lender has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your The Mortgage Lender mortgage has been paid off.
I have decided to exercise my right to buy my property off the council. I have a mortgage agreed with The Mortgage Lender. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with The Mortgage Lender you will need to appoint a solicitor on the The Mortgage Lender conveyancing panel.
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Transfer of Equity for The Mortgage LenderPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors