Find an Approved Solicitor on the The Mortgage Lender Limited
FAQs : The The Mortgage Lender Conveyancing Panel
How easy is it to change a solicitor as I need to find one who is on the The Mortgage Lender conveyancing panel. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
I am purchasing a brand new duplex and my conveyancer is advising me that she is duty bound to disclose incentives from the builder as her firm is on the The Mortgage Lender conveyancing panel. I am nearing the developer’s deadline to sign contracts and I dont want to delay deal. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the The Mortgage Lender approved panel is to comply with the CML Handbook requirements (last updated for this lender on The Mortgage Lender). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
How do I search for a local solicitor on the The Mortgage Lender conveyancing panel? I have a car and am prepared to travel up to 20 miles to meet the conveyancer.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the The Mortgage Lender solicitor panel.
I am attempting to get my ex-wife removed the mortgage deeds. Can The Mortgage Lender really insist on which solicitor I can or can not use?
You can use any solicitor you like but The Mortgage Lender then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the The Mortgage Lender solicitors panel
Do most banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the The Mortgage Lender conveyancing panel requirements are different to The Mortgage Lender’s conveyancing panel requirements.
I am currently in the process of buying my council flat. I have a mortgage agreed with The Mortgage Lender. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with The Mortgage Lender you will need to appoint a solicitor on the The Mortgage Lender conveyancing panel.
Completion of my remortgage has taken place with a loan from The Mortgage Lender. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about The Mortgage Lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the The Mortgage Lender branches or the Customer Services Department at The Mortgage Lender head office. Ordinarily complaints to The Mortgage Lender are resolved effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
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Please note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors