Find a Law Firm
approved by The Mtg Works

Ready to buy a new home? Failing to check that a lawyer is on the The Mtg Works list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Mortgage Works Conveyancing Panel

FAQs : The The Mortgage Works Solicitor Panel

What is the rationale as to why all UK lawyers aren't included on the The Mortgage Works Conveyancing panel?
Before the recession most lenders had an appetite for risk which was higher than today. The Financial Services Authority in 2010 conducted a thematic review into mortgage fraud which concluded: know the conveyancing solicitors that you are dealing with. Consequently, lenders have regularly sought more information from law firms about their operations and the individuals who work for them and set certain criteria such a completing on a minimum number of transactions. Many firms that have been excluded from lender panels have 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Such firms were never going to meet the criteria of volume of transactions the lenders required.
Can you help?. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from The Mortgage Works was dated random date and we have agreed a date for me to move into the property on 6 months + 3. My lawyer has advised that as she is on the The Mortgage Works conveyancing panel she needs to redo the searches as they are no longer acceptable to the lender.
One of the many conditions to being on the The Mortgage Works approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on The Mortgage Works)which specifies that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to The Mortgage Works.
Are there any apps to help search for a local solicitor on the The Mortgage Works conveyancing panel? I have a car and am prepared to travel up to 20 kilometers to meet the conveyancer.
You can use the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the The Mortgage Works solicitor panel.
I was scheduled to complete on my flat yesterday. My solicitor is on the The Mortgage Works conveyancing panel but has changed address in the past couple of months and had not informed The Mortgage Works of their new address. The Mortgage Works has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is a rare situation indeed. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local The Mortgage Works branch or your mortgage broker to see if they can assist.
I have today made my last payment due on mortgage with The Mortgage Works. I assume I don't need a solicitor on the The Mortgage Works panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your The Mortgage Works mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the The Mortgage Works mortgage from the register. The Mortgage Works,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the The Mortgage Works has sent the Land Registry the discharge electronically, and the The Mortgage Works has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your The Mortgage Works mortgage has been paid off.
My ex -wife’s name is on the The Mortgage Works mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the The Mortgage Works mortgage in order to sell?
As regards the The Mortgage Works mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of The Mortgage Works in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
Next month my fiance and I are buying a terraced house in Hendon. Conveyancing solicitors in Hendon need to beappointed. My friendadvised that we enquire that the property lawyer in Hendon is on the The Mortgage Works solicitors panel. Aren't all lawyers on the The Mortgage Works panel?
Far from all Hendon conveyancing firms are on the The Mortgage Works conveyancing panel. 7 people a month use our search tool to locate a Hendon conveyancing solicitor on the on the The Mortgage Works panel.