Find an Approved Solicitor on the The Mortgage Works
Examples of recent questions relating to the The Mortgage Works Solicitor Panel
My financial adviser has informed me that I have to pay The Mortgage Works fees if I use my own solicitor. How efficient are the The Mortgage Works conveyancing panel solicitors? I dont care which law firm I use as long as they're good and not exorbitantly priced. Are there any The Mortgage Works conveyancers you'd recommend?
The Mortgage Works’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that The Mortgage Works will allow to act for them.
Our lawyer has uncovered a defect with the lease for the property we are purchasing. The other side have put forward defective title insurance as a workaround. We are content with insurance and will cover the costs. Our solicitor says that as he is on the The Mortgage Works conveyancing panel he must be satisfied that the lender is happy with this solution. Who is the client here, us or The Mortgage Works?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and The Mortgage Works are the client. A precondition to being on the The Mortgage Works approved panel is to comply with the CML Handbook requirements (last updated for this lender on The Mortgage Works). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that The Mortgage Works can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I see that you have a search directory identifying solicitors on the The Mortgage Works conveyancing panel. Do firms pay you a commission if I appoint them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the The Mortgage Works conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am considering remortgaging my house does my lawyer have to be on the The Mortgage Works Solicitor panel?
There is nothing to stop you using your solicitor but The Mortgage Works will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
We were going to get a DIP from The Mortgage Works this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the The Mortgage Works recommend a solicitor on the The Mortgage Works conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the The Mortgage Works conveyancing panel. The solicitor represents both you and the The Mortgage Works through the process.
Can I register a complaint to The Mortgage Works about the lawyers being on the The Mortgage Works conveyancing panel?
Complaining to The Mortgage Works about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
After shopping around on the internet I have found a solicitor having made sure that they are on the The Mortgage Works conveyancing panel. Does my lawyer arrange the survey of the property?
Having read lots of house buying,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the The Mortgage Works conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
The Mortgage Works will need an independent valuation of the property. Your lawyer will not arrange this. Usually The Mortgage Works will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with The Mortgage Works you could contact your them to see if they have a list of approved surveyors.