Find an Approved Solicitor on the The Mortgage Works
Q and A’s regarding the The Mortgage Works Solicitor Panel
I need to swap lawyers as my lawyer is not on the The Mortgage Works panel of conveyancing solicitors. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
My god-son is purchasing a house that has just been built with a home loan from The Mortgage Works. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the The Mortgage Works conveyancing panel as a standard part of the process, and to the surveyor when asked.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the The Mortgage Works conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am purchasing a house and require a conveyancing solicitor in Liverpool who is on the The Mortgage Works solicitor. Can you recommend a local conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for The Mortgage Works . We don’t recommend any particular firm.
My solicitors in Manchester have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with The Mortgage Works. Is it case that being on the The Mortgage Works conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the The Mortgage Works Conveyancing Panel Terms. It might be worth you contacting The Mortgage Works directly.
Why might a lender such as The Mortgage Works withdraw a mortgage offer?
Lenders such as The Mortgage Works can withdraw their mortgage offer although this rarely happens. If The Mortgage Works withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are various possible reasons but here are 5 examples:
Where information comes to The Mortgage Works ‘s attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend
The Mortgage Works may amend or withdraw an offer if the The Mortgage Works conveyancing panel solicitor is unable to confirm compliance with any of the conditions of the mortgage offer or if any of the terms of the mortgage offer cannot be satisfied
Many mortgage offers have an expiry date. Your lawyer should check this. The Mortgage Works may amend or withdraw an offer before the end of its validation period if an offer extension is requested and following a re-evaluation of the property the value of the security is below a level which is acceptable to them.
Situations where information provided by the borrower that enabled the lender to make a lending decision is fraudulent, incorrect or misleading.
If the solicitor on the The Mortgage Works conveyancing panel acting for the applicant, borrower, mortgagor or guarantor cannot comply with The Mortgage Works ‘s instructions
We were going to get a DIP from The Mortgage Works this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the The Mortgage Works recommend a solicitor on the The Mortgage Works conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the The Mortgage Works conveyancing panel. The solicitor represents both you and the The Mortgage Works through the process.
Sometime soon me and my wife are taking a long lease of a 1st floor apartment in Hendon. Conveyancing solicitors in Hendon are about to beretained. My colleagueadvised that we double-check that the solicitor in Hendon is on the The Mortgage Works approved list of lawyers. Aren't all lawyers on the The Mortgage Works panel?
It is not that case that all Hendon conveyancing solicitors are on the The Mortgage Works conveyancing panel. 7 people a month use our search tool to locate a Hendon conveyancing practitioner
on the on the The Mortgage Works list of approved conveyancing firms.