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Ready to buy a new home? Failing to check that a lawyer is on the TogetherPersonal list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Together Personal Finance Limited Conveyancing Panel

Together Personal Finance Conveyancing Panel : Questions and Answers

My property lawyer is not listed on the Together Personal Finance Solicitor Panel. Is it possible for me to continue with my family solicitor notwithstanding that they are excluded from the Together Personal Finance approved list?
You will need to have a conveyancer complete the legal work required when you take out a Together Personal Finance mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Together Personal Finance conveyancing panel additional costs will be incurred as separate legal representation will be required by Together Personal Finance. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
Much to my surprise my conveyancing solicitor has informed me that he requires ID documents saying that this is part of his legal duty as a solicitor on the Together Personal Finance Conveyancing panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Together Personal Finance also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Together Personal Finance CML Handbook requirements last updated on Together Personal Finance
Your search tool is useful but there are many lawyers listed near Newcastle on the Together Personal Finance conveyancing panel. Can you recommend a specific firm on the conveyancing panel for Together Personal Finance ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
We're in Liverpool, FTBs purchasing with a mortgage (lender is Together Personal Finance , but our solicitor is on the Together Personal Finance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Together Personal Finance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Are all Conveyancing Quality Solicitors on the Together Personal Finance conveyancing panel?
Some major banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
I had instructed online solicitors based in London who are on the Together Personal Finance solicitor panel. They have just invoiced me a separate fee of £135 for the legal aspects of the Together Personal Finance mortgage. Is this a supplemental conveyancing fee specified by Together Personal Finance?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Together Personal Finance but by your lawyers. Some firms on the Together Personal Finance will charge an ‘acting for lender’ fee and others do not.
Together Personal Finance have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Together Personal Finance or your broker and complete any relevant paperwork. Together Personal Finance will tell you what documents they want. Together Personal Finance will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Together Personal Finance will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.