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approved by RBS - Virgin One

Ready to buy a new home? Failing to check that a lawyer is on the RBS - Virgin One list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc Virgin One Conveyancing Panel

RBS - Virgin One Solicitor Panel Example Support Desk Enquires

Much to my surprise I have been told by my financial adviser that my lawyer is not on the RBS - Virgin One Conveyancing panel. How can I be sure that this is correct?
The best course of action for you to take is to contact your lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the the approved RBS - Virgin One solicitor panel.
My conveyancer has discovered a discrepancy between the assumptions in RBS - Virgin One’s valuation survey and what is revealed within the legal papers for the property. My solicitor says that as he is on the RBS - Virgin One conveyancing panel he must ensure that the lender is OK with this discrepancy and is content go ahead. Is my lawyer’s stance appropriate?
A precondition to being on the RBS - Virgin One approved panel is to comply with the CML Handbook requirements (last updated for this lender on RBS - Virgin One) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Whilst your website is a good idea there are many lawyers listed near Hackney on the RBS - Virgin One conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for RBS - Virgin One ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am considering applying for a RBS - Virgin One mortgage for purchase of a new build (under development) with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for RBS - Virgin One?
There is nothing to stop you using your solicitor but RBS - Virgin One will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the RBS - Virgin One conveyancing panel?
A selection of banks and building societies now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
I have today made my last payment due on mortgage with RBS - Virgin One. I assume I don't need a solicitor on the RBS - Virgin One panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your RBS - Virgin One mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS - Virgin One mortgage from the register. RBS - Virgin One,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the RBS - Virgin One has sent the Land Registry the discharge electronically, and the RBS - Virgin One has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your RBS - Virgin One mortgage has been paid off.
I am due to exchange contracts on my house. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, RBS - Virgin One are being problematic. The solicitor who is on the RBS - Virgin One conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS - Virgin One are requiring a building regulation certificate. Why do RBS - Virgin One have a conveyancing panel of they don’t accept advice from them?
It is probably the case that RBS - Virgin One have referred the matter to their valuer. The reason why RBS - Virgin One may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.