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approved by Virgin

Ready to buy a new home? Failing to check that a lawyer is on the Virgin list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Virgin Money plc Conveyancing Panel

Virgin Solicitor Panel Example Support Desk Enquires

I instructed a law firm to conduct the legal paperwork on my remortgage 5 weeks ago having applied for a mortgage with Virgin. The firm assured me that they are on Virgin conveyancing panel and advised me their panel reference. Virgin then ,via my broker advised that their panel number was dormant and would need to be reactivated. What do I do from here? Should I appoint a new solicitor listed on the conveyancing panel for Virgin?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the Virgin as to how long they think it will take to get the firm to get back on the panel.
Expecting to move into my new home next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for Virgin. What does the insurance need to cover?
Any lawyer on the Virgin conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Virgin’s Part 2 requirements of the CML Handbook (last updated on Virgin). Being on the Virgin conveyancing panel your lawyer is expect to follow these requirements.
What tools are available to search for a local solicitor on the Virgin conveyancing panel? I have a car and am prepared to travel up to 10 kilometers to meet the conveyancer.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Virgin solicitor panel.
We're in Birmingham, First time buyers purchasing with a mortgage (lender is Virgin , but our solicitor is on the Virgin conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Virgin conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Is there a list of Virgin panel conveyancers on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Do most lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Virgin conveyancing panel requirements are different to Virgin’s conveyancing panel requirements.
I have paid off my mortgage with Virgin. I assume I don't need a solicitor on the Virgin panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Virgin mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin mortgage from the register. Virgin,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Virgin has sent the Land Registry the discharge electronically, and the Virgin has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Virgin mortgage has been paid off.