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approved by Virgin

Ready to buy a new home? Failing to check that a lawyer is on the Virgin list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Virgin Money plc Conveyancing Panel

Common questions asked concerning the Virgin Solicitor Panel

My mortgage broker has has requested my lawyer’ panel reference for the Virgin conveyancing panel. How do I discover this. I have tried my local Virgin branch but they don't know it.
Have you tried speaking to your lawyer about this?. They should have a central record lender panel numbers including the Virgin panel reference.
My solicitor has uncovered a discrepancy when comparing the assumptions in Virgin’s home valuation survey and what is in the title deeds. My solicitor has advised that as he is on the Virgin conveyancing panel he is obliged to check that the lender is OK with this discrepancy and is content go ahead. Is my conveyancer’s approach right?
A precondition to being on the Virgin approved panel is to comply with the CML Handbook requirements (last updated for this lender on Virgin) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Are the lawyers identified as being on the Virgin conveyancing panel, together with their details provided by Virgin?
The firms themselves provide us confirmation that they are on the Virgin conveyancing panel as opposed to being supplied with a list from Virgin directly.
I am purchasing a garden flat and getting a mortgage with Virgin. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Virgin conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Virgin conveyancing panel in your location.
Are all conveyancing solicitors on the Virgin conveyancing panel overseen by the SRA?
As a firm of solicitors, in order to be on the Virgin conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to proceed? I plan to obtain a mortgage with Virgin. Is there anyway to cut out the solicitors to save us both money? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with Virgin involved you will need to appoint a solicitor on the Virgin conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Virgin. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Virgin conveyancing panel.
I have paid off my mortgage with Virgin. I assume I don't need a solicitor on the Virgin panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Virgin mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin mortgage from the register. Virgin,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Virgin has sent the Land Registry the discharge electronically, and the Virgin has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Virgin mortgage has been paid off.