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approved by Virgin
Ready to buy a new home? Failing to check that a lawyer is on the Virgin list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Virgin Money plc Conveyancing Panel? How can my firm be reinstated onto the Virgin Money plc Conveyancing Panel?
Find an Approved Solicitor on the Virgin Money plc Conveyancing Panel
Virgin Conveyancing Panel Recently Asked Questions
A solicitor my fiance and I wanted to use for conveyancing on a remortgage said he would charge more if my lender is because of their difficult processes! Will I regret using Virgin? Is Virgin conveyancing so much more difficult?
Virgin conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the Virgin conveyancing panel. If they are not, this does add further risk of delay as Virgin will appoint their own solicitors to look after their interest.
My conveyancer has uncovered an inconsistency between the information in Virgin’s home valuation report and what is in the title deeds. My lawyer says that as he is on the Virgin conveyancing panel he is duty bound to check that the lender is with this discrepancy and is content go ahead. Is my lawyer’s stance correct?
A precondition to being on the Virgin approved panel is to comply with the CML Handbook requirements (last updated for this lender on Virgin) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I note that you have a post code search directory listing firms on the Virgin conveyancing panel. Do firms pay you a commission if I retain them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Virgin conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am attempting to get my former partner removed the mortgage deeds. Can Virgin really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Virgin then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Virgin solicitors panel
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin be concerned
As you are obtaining a mortgage with Virgin your lawyer must to check the Virgin conveyancing instructions contained in the Part of CML Handbook for Virgin . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Virgin where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
Virgin have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Virgin or your broker and complete any relevant paperwork. Virgin will tell you what documents they want. Virgin will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Virgin will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
Next month my fiance and I are acquiring a house in Hendon. Conveyancing solicitors in Hendon are preferred to beappointed. My colleagueadvised that we check that the property lawyer in Hendon is on the Virgin approved list of lawyers. Surely I don't need to do this, do I?
It is not that case that all Hendon conveyancing practices are on the Virgin conveyancing panel. 8 people a month use our search tool to search for a Hendon conveyancing solicitor on the on the Virgin solicitors pane.