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Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the West Bromwich Building Society Conveyancing Panel

FAQs : The West Bromwich Building Society Conveyancing Panel

I am selling my house and the estate agent has just telephoned to advise that the buyers are swapping law firm. The reason given is that West Bromwich Building Society will only deal with solicitors on their conveyancing panel. On what basis would a big named mortgage company only engage with specific solicitors?
UK lenders have always had panels of law firms they are willing to work with, but in the past few years big names such as Lloyds Banking Group, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for more than 15 years.

Lenders point to the increase in fraud by way of justification for the cull – criteria have been tightened and a smaller panel should be easier to keep an eye on. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels, or have other concerns about them. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyer’s case. Your purchasers are unlikely to have any sway in the decision.

We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company West Bromwich Building Society will not agree to this. Why was West Bromwich Building Society even consulted?
Your lawyer being on the West Bromwich Building Society conveyancing panel is duty bound to inform West Bromwich Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to West Bromwich Building Society then they would have to discontinue acting for you and West Bromwich Building Society.
Are there any apps to help search for a local solicitor on the West Bromwich Building Society conveyancing panel? I have a car and am prepared to travel up to 20 miles to meet the solicitor.
Feel free to make use of the find a conveyancing panel search on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the West Bromwich Building Society solicitor panel.
I am trying to get my ex-husband taken off the mortgage deeds. Can West Bromwich Building Society really insist on which solicitor I can or can not retain?
You can use any solicitor you like but West Bromwich Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the West Bromwich Building Society solicitors panel
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender West Bromwich Building Society be concerned
As your lender is West Bromwich Building Society your lawyer must to check the West Bromwich Building Society conveyancing instructions contained in the Part of CML Handbook for West Bromwich Building Society . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to West Bromwich Building Society where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I have today made my last payment due on mortgage with West Bromwich Building Society. I assume I don't need a solicitor on the West Bromwich Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your West Bromwich Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the West Bromwich Building Society mortgage from the register. West Bromwich Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the West Bromwich Building Society has sent the Land Registry the discharge electronically, and the West Bromwich Building Society has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your West Bromwich Building Society mortgage has been paid off.
At last I have had an offer on an apartment accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What should be my next step? At what point should I appy for the mortgage with West Bromwich Building Society?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the West Bromwich Building Society conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with West Bromwich Building Society and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.