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approved by West Bromwich BS
Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the West Bromwich Building Society Conveyancing Panel? How can my firm be reinstated onto the West Bromwich Building Society Conveyancing Panel?Find an Approved Solicitor on the West Bromwich Building Society Conveyancing Panel
FAQs for the West Bromwich Building Society Solicitor Panel
How easy is it to change a solicitor as I need to find one who is on the West Bromwich Building Society conveyancing panel. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
I am buying a newly constructed duplex and my solicitor is advising me that she is duty bound to reveal incentives from the developer as her firm is on the West Bromwich Building Society conveyancing panel. The Estate Agents are hassling me to sign contracts and my preference is not to delay matters. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the West Bromwich Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on West Bromwich Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I see that you have a search directory listing law firms on the West Bromwich Building Society conveyancing panel. Do firms pay you a referral fee if I instruct them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the West Bromwich Building Society conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am considering applying for a West Bromwich Building Society mortgage for purchase of a new build (under development) with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for West Bromwich Building Society?
There is nothing to stop you using your solicitor but West Bromwich Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
We were going to get a DIP from West Bromwich Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the West Bromwich Building Society recommend a solicitor on the West Bromwich Building Society conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the West Bromwich Building Society conveyancing panel. The solicitor represents both you and the West Bromwich Building Society through the process.
I have decided to exercise my right to buy my property off the council. I have a mortgage agreed with West Bromwich Building Society. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with West Bromwich Building Society you will need to appoint a solicitor on the West Bromwich Building Society conveyancing panel.
I have instructed a lawyer having made sure that they are on the West Bromwich Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
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Having read lots of mortgage guides,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the West Bromwich Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
West Bromwich Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually West Bromwich Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
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Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with West Bromwich Building Society you could contact your them to see if they have a list of approved surveyors.