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approved by West Bromwich Mtg Co

Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich Mtg Co list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the West Bromwich Mortgage Company Conveyancing Panel

Frequently asked questions relating to the West Bromwich Mortgage Company Solicitor Panel

I appointed a solicitor to work on my purchase six weeks ago having applied for a mortgage with West Bromwich Mortgage Company. The solicitors reassured me that they are on West Bromwich Mortgage Company conveyancing panel and gave me their panel reference. West Bromwich Mortgage Company then told me that their panel number was dormant and would need to be reactivated. What do I do from here? Do I instruct a different law firm listed on the conveyancing panel for West Bromwich Mortgage Company?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the West Bromwich Mortgage Company conveyancing panel You may wish to enlist the help of your broker to check with the West Bromwich Mortgage Company as to how long they think it will take to get the firm to get back on the panel.
My wife and I changing mortgage lender for our penthouse with West Bromwich Mortgage Company. We have a son 18 who lives with us. The solicitor on the West Bromwich Mortgage Company conveyancing panel requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this form unique to the West Bromwich Mortgage Company conveyancing panel as he never had to sign this form when we purchased 4 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your West Bromwich Mortgage Company conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to West Bromwich Mortgage Company .This is solely used to protect the West Bromwich Mortgage Company if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of West Bromwich Mortgage Company had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

How do I find a local solicitor on the West Bromwich Mortgage Company conveyancing panel? I have a car and am prepared to travel up to 25 miles to meet the solicitor.
You can use the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the West Bromwich Mortgage Company solicitor panel.
My lawyers in Birmingham have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with West Bromwich Mortgage Company. Is it case that being on the West Bromwich Mortgage Company conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the West Bromwich Mortgage Company Conveyancing Panel Terms. It might be worth you contacting West Bromwich Mortgage Company directly.
Do most lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the West Bromwich Mortgage Company conveyancing panel requirements are different to West Bromwich Mortgage Company’s conveyancing panel criteria.
My wife and I have arranged a further advance on our mortgage from West Bromwich Mortgage Company as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the West Bromwich Mortgage Company conveyancing panel to deal with the legals?
West Bromwich Mortgage Company do not ordinarily appoint a member of their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the West Bromwich Mortgage Company panel
Hi, thinking about buying a house off my mate. Assuming we can agree a figure, what’s the best way to proceed? I plan to obtain a mortgage with West Bromwich Mortgage Company. Is there anyway to cut out the solicitors to save on the costs? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with West Bromwich Mortgage Company involved you will need to appoint a solicitor on the West Bromwich Mortgage Company conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to West Bromwich Mortgage Company. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the West Bromwich Mortgage Company conveyancing panel.