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approved by West Bromwich Mtg Co
Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich Mtg Co list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the West Bromwich Mortgage Company Conveyancing Panel
FAQs for the West Bromwich Mortgage Company Conveyancing Panel
My lawyer has never been on on the West Bromwich Mortgage Company Approved Panel. Can I still use my preferred solicitor notwithstanding that they are not on the West Bromwich Mortgage Company approved list?
You have a number of options available to you here:
- Complete the purchase with your existing solicitors but West Bromwich Mortgage Company will need to instruct a lawyer on the West Bromwich Mortgage Company conveyancing panel. This will result in additional cost and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the West Bromwich Mortgage Company conveyancing panel.
- Urge your lawyer to apply to join the West Bromwich Mortgage Company lender panel
Much to my surprise my conveyancing solicitor has informed me that he requires ID documents saying that this forms part of his legal duty as a solicitor on the West Bromwich Mortgage Company Solicitor panel. This is news to me - can I refuse?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with West Bromwich Mortgage Company your lawyer also has to check ID documents to satisfy West Bromwich Mortgage Company
I need to find a West Bromwich Mortgage Company panel solicitor in Stirling. Could you help me?
Unfortunately it’s not apparent why you need a West Bromwich Mortgage Company panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to West Bromwich Mortgage Company to find out which solicitors in West Bromwich Mortgage Company are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
Can you clarify what the consequences are if my solicitor is expelled from the West Bromwich Mortgage Company Solicitor panel before the moving date as agreed at exchange of contracts?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
My wife and I have arranged a further advance on our mortgage from West Bromwich Mortgage Company as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the West Bromwich Mortgage Company conveyancing panel to deal with the legals?
West Bromwich Mortgage Company do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the West Bromwich Mortgage Company list
Last month we had a mortgage agreed in principle with West Bromwich Mortgage Company. Solicitors have been chosen? How long does it take for West Bromwich Mortgage Company to send the offer to our conveyancer
Some lenders take longer than others. Have West Bromwich Mortgage Company done the valuation? Have you advised West Bromwich Mortgage Company as your lawyers details and checked that your lawyer is on the West Bromwich Mortgage Company conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
After much negotiation I have agreed a price on a house. My financial adviser suggested a solicitor I paid an upfront payment of 200. Soon after the conveyancers contacted me to say that they were not on the West Bromwich Mortgage Company conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the West Bromwich Mortgage Company panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.