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approved by Yorkshire BS

Ready to buy a new home? Failing to check that a lawyer is on the Yorkshire BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Yorkshire Building Society Conveyancing Panel

Frequently asked questions relating to the Yorkshire Building Society Solicitor Panel

My partner and I are first time buyers. Within the last couple of days our property lawyer has sent a preliminary report and documents to look through with the expectation that exchange is imminent. Yorkshire Building Society have this evening contacted us to inform me that they have now hit a problem as our lawyer is not on their approved list of lawyers. What do we do from here?
When purchasing a property with the benefit of a mortgage it is usual for the purchaser's solicitors to also act for the purchaser's lender.

In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyers should contact Yorkshire Building Society and see if they can apply for membership of the Yorkshire Building Society conveyancing panel, but if that is not viable Yorkshire Building Society will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the Yorkshire Building Society conveyancing panel and you may continue to use your own solicitors, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.

We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Yorkshire Building Society will not agree to this. Why was Yorkshire Building Society even consulted?
Your lawyer being on the Yorkshire Building Society conveyancing panel is duty bound to inform Yorkshire Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Yorkshire Building Society then they would have to discontinue acting for you and Yorkshire Building Society.
I am looking to buy a flat and need a conveyancing solicitor in Birmingham who is on the Yorkshire Building Society solicitor. Could you point me in the right direction as regards a solicitor?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire Building Society . We don’t recommend any particular firm.
My solicitors in Newcastle have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with Yorkshire Building Society. Is it case that being on the Yorkshire Building Society conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Yorkshire Building Society Conveyancing Panel Terms. It might be worth you contacting Yorkshire Building Society directly.
I was thinking of purchasing my friend’s property. Once we agree a price, what’s the best way to proceed? I plan to obtain a mortgage with Yorkshire Building Society. Is there anyway to cut out the solicitors to save on the costs? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with Yorkshire Building Society involved you will need to appoint a solicitor on the Yorkshire Building Society conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Yorkshire Building Society. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Yorkshire Building Society conveyancing panel.
I currently have a mortgage with with Yorkshire Building Society. Conveyancing was finalised 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire Building Society?
You must advise Yorkshire Building Society in advance of letting out your property as this is likely to be a breach of Yorkshire Building Society’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire Building Society directly. It should not be necessary to do this via a Yorkshire Building Society conveyancing panel firm.
Yorkshire Building Society have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Yorkshire Building Society or your broker and complete any relevant paperwork. Yorkshire Building Society will tell you what documents they want. Yorkshire Building Society will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Yorkshire Building Society will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.