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I am expecting a mortgage offer from Yorkshire Building Society. my intention is to instruct a Licensed Conveyancer. Does the Yorkshire Building Society Conveyancing panel include conveyancers regulated by the CLC
Yorkshire Building Society’s conveyancing panel is, like many other lenders associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I do hope you can help me. My solicitor is informing me me that he has to apply for a Local Authority search because the firm are on the Yorkshire Building Society conveyancing panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Yorkshire Building Society your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Yorkshire Building Society’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Yorkshire Building Society. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do I need to have a meeting at the offices of the Yorkshire Building Society conveyancing panel solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Bristol so that I can attend their offices if required.
As opposed to 15 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Bristol .
We're in London, First timers buying with a mortgage (lender is Yorkshire Building Society , but our lawyer is on the Yorkshire Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Yorkshire Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Can I be sure that the solicitor on the Yorkshire Building Society panel is any good?
seeking recommendations is a sensible starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor conducting your conveyancing
We were going to get a DIP from Yorkshire Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Yorkshire Building Society recommend a solicitor on the Yorkshire Building Society conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Yorkshire Building Society conveyancing panel. The solicitor represents both you and the Yorkshire Building Society through the process.
I recently had an offer accepted on an apartment. My mortgage broker pressured me to appoint their lawyers I paid an upfront payment of 225. Soon after the conveyancers contacted me to say that they were not on the Yorkshire Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.