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approved by Yorkshire BS
Ready to buy a new home? Failing to check that a lawyer is on the Yorkshire BS list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Yorkshire Building Society Conveyancing Panel? How can my firm be reinstated onto the Yorkshire Building Society Conveyancing Panel?
Find an Approved Solicitor on the Yorkshire Building Society Conveyancing Panel
Examples of recent questions relating to the Yorkshire Building Society Solicitor Panel
My lawyer has never been on on the Yorkshire Building Society Conveyancing Panel. Can I still use my family solicitor notwithstanding that they are not on the Yorkshire Building Society panel?
You will need to have a conveyancer complete the legal work required when you take out a Yorkshire Building Society mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Yorkshire Building Society conveyancing panel additional costs will be incurred as separate legal representation will be required by Yorkshire Building Society. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
can you help? My lawyer is informing me me that she is duty-bound to apply for a Local Authority search as the firm are on the Yorkshire Building Society approved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Yorkshire Building Society your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Yorkshire Building Society’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Yorkshire Building Society. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Yorkshire Building Society conveyancing panel. My lawyer has said that they are on the Yorkshire Building Society approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Yorkshire Building Society conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Yorkshire Building Society solicitor panel.
We're in Liverpool, First timers purchasing with a mortgage (lender is Yorkshire Building Society , but our solicitor is on the Yorkshire Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Yorkshire Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Yorkshire Building Society conveyancing panel?
It is true that some lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
In what circumstances might Yorkshire Building Society amend or withdraw their mortgage offer?
Lenders such as Yorkshire Building Society can withdraw their mortgage offer although this rarely happens. If Yorkshire Building Society withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are many potential reasons but here are a few examples:
- Amendments if purchase price adjusted and the loan to value limits exceeded by this. Please note that Yorkshire Building Society conveyancing panel solicitors would be obliged to notify Yorkshire Building Society of a change in the price of the property.
- A cashback to the buyer, or | part of the price includes a non-cash incentive to the buyer (eg paid stamp duty land tax),or | any indirect incentive (cash or non cash) or rental guarantee, of which the lender was previously unaware
- Where the sale is not at arms length for value to unconnected persons
- Where the Lender’s right to possession is fettered in some way
- If the lender reasonably believe that the applicant, borrower, mortgagor or guarantor is insolvent or is about to become insolvent or has or will have a petition presented or if any one or all enter into any arrangement with their creditors generally or if any one or all should suffer a material change in their financial circumstances
I am currently in the process of buying my council flat. I have a mortgage agreed with Yorkshire Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Yorkshire Building Society you will need to appoint a solicitor on the Yorkshire Building Society conveyancing panel.