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Ready to buy a new home? Failing to check that a lawyer is on the zephyr list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Zephyr Mortgages Conveyancing Panel

Examples of recent questions relating to the Zephyr Mortgages Conveyancing Panel

My financial adviser has has requested my lawyer’ panel member for the Zephyr Mortgages conveyancing panel. How do I obtain this. I have called my local Zephyr Mortgages branch but they have not got back to me yet.
You are best placed to get this information from your conveyancing lawyer. They should have a central record lender panel numbers including the Zephyr Mortgages panel reference.
Much to my surprise my conveyancer has requested from me proof of ID documents asserting that this forms part of his requirements as a conveyancer on the Zephyr Mortgages Conveyancing panel. This is news to me - can I refuse?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Zephyr Mortgages also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Zephyr Mortgages CML Handbook requirements last updated on Zephyr Mortgages
I need to find a Zephyr Mortgages panel solicitor in Inverness. Could you help me?
It is not clear why you need a Zephyr Mortgages panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Zephyr Mortgages to find out which solicitors in Zephyr Mortgages are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
My aunt passed away six months ago and as sole heir and executor was left the property. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Zephyr Mortgages , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Zephyr Mortgages will insist on your using a conveyancer on the Zephyr Mortgages conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Zephyr Mortgages conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Zephyr Mortgages mortgage is registered as a charge at the Land Registry.
I am buying a property where the roof has a solar panel. Zephyr Mortgages have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Zephyr Mortgages your lawyer must to check the Zephyr Mortgages conveyancing instructions contained in the Part of CML Handbook for Zephyr Mortgages . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Zephyr Mortgages where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called Zephyr Mortgages on numerous occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Zephyr Mortgages conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
As long as the conveyancer is on the Zephyr Mortgages panel she or he must comply with the CML Handbook requirements for Zephyr Mortgages. Unless your lawyer obtains specific confirmation in writing that Zephyr Mortgages will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Zephyr Mortgages to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
My offer on house has been accepted, but there is a chain. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What do I do now? At what point should I appy for the mortgage with Zephyr Mortgages?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Zephyr Mortgages conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Zephyr Mortgages and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.