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approved by zephyr
Ready to buy a new home? Failing to check that a lawyer is on the zephyr list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Zephyr Mortgages Conveyancing Panel? How can my firm be reinstated onto the Zephyr Mortgages Conveyancing Panel?
Find an Approved Solicitor on the Zephyr Mortgages Conveyancing Panel
FAQs for the Zephyr Mortgages Conveyancing Panel
My mortgage broker has says he needs my solicitor’s panel reference for the Zephyr Mortgages conveyancing panel. What is the best way to find this out. I have tried my local Zephyr Mortgages branch but they have not responded to me.
Have you tried speaking to your lawyer about this?. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Zephyr Mortgages.
Our lawyer has informed me that he requires personal identification documents saying that this is part of his obligations as a conveyancer on the Zephyr Mortgages Conveyancing panel. This is news to me - can I refuse?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with Zephyr Mortgages your lawyer also has to check ID documents to satisfy Zephyr Mortgages
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the Zephyr Mortgages conveyancing panel solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Liverpool so that I can pop in to their offices if required.
Most conveyancing panel lawyers for Zephyr Mortgages undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
The lawyers that I recently instructed on my purchase in Hendon has without warning closed. I only went with them because I had to have a solicitor on the Zephyr Mortgages conveyancing panel and my previous lawyer was not. I paid them £200 on account. What are my options?
If you have an estate agent involved then let them know straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Zephyr Mortgages conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to assist
When it comes to mortgage companies such as Zephyr Mortgages do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I had instructed online conveyancers based in London who are on the Zephyr Mortgages solicitor panel. They have just invoiced me a separate fee of £135 for dealing with the Zephyr Mortgages mortgage. Is this a supplemental conveyancing fee set by Zephyr Mortgages?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Zephyr Mortgages but by your lawyers. Some firms on the Zephyr Mortgages will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
I can not work out if my mortgage offer requires a lease extension . I have called into my local branch Zephyr Mortgages on numerous occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Zephyr Mortgages conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
As long as the conveyancer is on the Zephyr Mortgages panel she or he must comply with the CML Handbook requirements for Zephyr Mortgages. Unless your lawyer obtains specific confirmation in writing that Zephyr Mortgages will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Zephyr Mortgages to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.