Find a Law Firm approved by zephyr

Ready to buy a new home? Failing to check that a lawyer is on the zephyr list of approved solicitors can put your transaction at risk of delay or failure.

Find a Law Firm approved by zephyr
Find a Law Firm approved by zephyr

Find an Approved Solicitor on the Zephyr Mortgages Conveyancing Panel

Zephyr Mortgages Conveyancing Panel : Questions and Answers

I appointed a solicitor to work on my house purchase three weeks ago having applied for a mortgage with Zephyr Mortgages. The solicitors confirmed to me that they are on Zephyr Mortgages conveyancing panel and gave me their panel reference. Zephyr Mortgages then told me that their panel number was dormant and would need to be reactivated. What happens next? Should I appoint a new solicitor currently on the approved panel for Zephyr Mortgages?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the Zephyr Mortgages conveyancing panel You may wish to enlist the help of your broker to check with the Zephyr Mortgages as to the time frame to get your lawyer reinstated on the panel once again.
Can you help?. My lawyer is not to blame but, my purchase conveyancing has been going on for months. The Local Authority Search from Zephyr Mortgages was issued random date and we have agreed a date for me to move into the property on 6. My lawyer has advised that as she is on the Zephyr Mortgages conveyancing panel she needs to redo the searches as they are no longer valid.
A precondition to being on the Zephyr Mortgages approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Zephyr Mortgages)which specifies that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Zephyr Mortgages.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Zephyr Mortgages conveyancing panel. My lawyer has said that they are on the Zephyr Mortgages approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Zephyr Mortgages conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Zephyr Mortgages solicitor panel.
I would like to get my former partner taken off the mortgage deeds. Can Zephyr Mortgages really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Zephyr Mortgages then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Zephyr Mortgages solicitors panel
Is there a list of Zephyr Mortgages panel solicitors on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
My fiance and I are spending time viewing apartments and am about to put in an offer. Should I already have a conveyancer appointed at this stage? I will be getting a home loan with Zephyr Mortgages
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Zephyr Mortgages , ask your prospective lawyers check they are on the Zephyr Mortgages conveyancing panel otherwise they can't do the mortgage legal work.
At last I have had an offer on an apartment accepted, but there is a chain. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What should be my next step? When should I get the mortgage app going with Zephyr Mortgages?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Zephyr Mortgages conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Zephyr Mortgages and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.

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Please note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors