Unfortunately I am unable to travel far from Crawley. Is there a reason why all Crawley conveyancing practitioners aren't included on all bank panels?

As inequitable as it may appear for lenders to restrict who can represent them, from the public’s or solicitor’s standpoint, the the contrary view is that lenders are becoming ever more anxious and regard it crucial to shield themselves from mortgage fraud. As a result of this concern mortgage companies are limiting their panel of approved conveyancing lawyers to a manageable size.

I am aiming to move house in August. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you suggest a removal company in Crawley. Conveyancing lawyer was organised prior to coming across this site.

On the day of completion you will need to pick up the keys from your estate agent however this can only take place once the vendors lawyers inform the agent that they acknowledge receipt of the completion payment and the keys can be released. You will need to inform the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can assist you in finding a conveyancing in Crawley or a firm with expertise in conveyancing in Crawley.

It is unclear whether my lender requires a lease extension. I have telephoned my Crawley bank branch on a couple of occasions and was told it wasn't an issue and they would lend. My Crawley conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

As long as the conveyancer is on the mortgage company panel, she or he must adhere to the CML Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am due to exchange contracts on my apartment. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Yorkshire BS are being difficult. The Crawley solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Have completed on a a detached house in Crawley , What is the estimated time for the Land Registry to register my proprietorship? My Crawley conveyancing solicitor works at snail pace, so I want to be sure that my ownership is registered.

There is nothing unique when it comes to conveyancing in Crawley registration formalities. Rather than based on location, timescales can adjust subject to the party submitting the application, whether it is in order and whether the Land registry communicate with any interested parties. As of today approximately three quarters of submission are completed in less than three weeks but some can be subject to extensive hold-ups. Historically registration is effected after the purchaser is living at the premises therefore 'speed' is not always top priority yet where it is urgent that the the registration takes place urgently then you or your lawyers could contact the land registry and explain the circumstances.

Due to the encouragement of my in-laws I had a survey completed on a property in Crawley in advance of retaining lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some lenders will not give a mortgage on this type of premises.

It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Crawley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Crawley to see if the conveyancing costs will increase in light of this.

I am a negotiator for a long established estate agency in Crawley where we have witnessed a few flat sales put at risk due to leases having less than 80 years remaining. I have been given conflicting advice from local Crawley conveyancing solicitors. Please can you shed some light as to whether the seller of a flat can initiate the lease extension formalities for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer can avoid having to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or simultaneously with completion of the sale.

Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Crawley Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

How many years are left on the lease? What prohibitions are contained in the Crawley Lease? How much is the ground rent and service charge?