Having sold my house in Alston last March yet the purchaser is calling me to moan that their lawyer is waiting to hear from mine. What should have happened now that I have sold?
Following your disposal your lawyer is obliged to send the transfer deeds and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer must also evidence that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There is unlikely to be post completion tasks peculiar conveyancing in Alston.
I am in the process of refinancing my property in Alston, does my lawyer have to be on the Bank of Ireland Conveyancing panel?
There is nothing to stop you using your solicitor, but Bank of Ireland will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Alston is where the house is located. Can you offer any guidance?
Flying freeholds in Alston are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Alston you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Alston may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to retain a conveyancing solicitor for remortgage conveyancing in Alston. I happened to chance upon a site which seems to have the ideal answer If it is possible to get all formalities done via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
The estate agent has recommended their lawyer for my conveyancing in Alston - won’t it be easier to just instruct them?
It is not always the case and you are entitled to opt for whichever lawyer you prefer for your Alston conveyancing. A lawyer put forward by a 3rd party adviser may not necessarily be the right lawyer, they may recommend their own conveyancing firm who are based far away. In this instance you may not have contact with your conveyancer and due to the lack of continuity in the transaction, it may be difficult to obtain progress reports.