Can you suggest a Bank of Scotland accepted Alston conveyancing lawyer who can have us moved in within under 3 weeks? Would it be better to use a local Alston firm or a national comparison site?
We would be happy to suggest some excellent Alston conveyancing firms. Another option is to visit the main road in Alston. Go in to some well established firms and request to see a conveyancing solicitor for a quote. Mention your requirements together with the reasons and ask for an assurance on speed. Choose the lawyer that genuine.
As someone with no idea as to conveyancing in Alston what’s your top tip you can impart for the ownership transfer in Alston
Not many law firms or advisers will tell you this but conveyancing in Alston or throughout England and Wales is an adversarial experience. In other words, when it comes to conveyancing there is lots of room for confrontation between you and others involved in the transaction. For example, the vendor, estate agent and even potentially your lender. Selecting a solicitor for your conveyancing in Alston is a critical decision as your conveyancer is your adviser, and is the ONLY person in the process whose interest is to protect your best interests and to protect you.
There is a distinct ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. We recommend that you should always trust your conveyancer ahead of the other parties in the conveyancing process.
My grandmother passed away six months ago and as sole heir and executor I was left the property in Alston. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Alston?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Alston. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a property in Alston before retaining lawyers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some banks may refuse to issue a mortgage on such a premises.
It depends who your proposed lender is. Santander has different instructions from Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Alston. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Alston to see if the conveyancing will be more expensive.