We see that you have a search directory identifying law firms on the Clydesdale conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Alston?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Alston.
Do the Building Society Association intend to launch a online directory to list firms on the Melton Mowbray Building Society conveyancing panel for example in Alston?
We would not expect to be advised of any plans on the part of the BSA to promote such a register.
Two weeks ago we had a mortgage agreed in principle with Kent Reliance. Alston conveyancing solicitors were chosen. How long does it take for Kent Reliance to send the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Kent Reliance done the survey? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am purchasing a property in Alston. One unusual aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Aldermore your lawyer must check the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook includes minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Aldermore where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties nationwide and is not limited to Alston.
After months of negotiation I have agreed a price on an apartment in Alston. My financial adviser suggested a conveyancer. I paid an on account payment of £175. A few days later, the solicitor contacted me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I own a terraced Edwardian house in Alston. Conveyancing practitioner acted for me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Alston and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who completed the work.
I own a leasehold flat in Alston. Conveyancing and Yorkshire Building Society mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Alston who previously acted has long since retired. Any advice?
First make enquiries of HMLR to be sure that the individual purporting to own the freehold is in fact the registered owner of the freehold reversion. It is not necessary to instruct a Alston conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I acquired a split level flat in Alston, conveyancing formalities finalised October 2002. How much will my lease extension cost? Comparable properties in Alston with an extended lease are worth £211,000. The ground rent is £50 per annum. The lease terminates on 21st October 2089
With only 68 years remaining on your lease the likely cost is going to be between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.