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Find a Haltwhistle Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Haltwhistle? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Haltwhistle conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Haltwhistle

We are aiming to move property in July. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in Haltwhistle. Conveyancing lawyer was found before I stumbled across your site.

On the afternoon of completion you will need to collect the house keys from the selling agent but this can only occur once the sellers conveyancers confirm to the agent that the monies to complete are in and the keys can be released. Subsequently you should tell the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in finding a residential property solicitor in Haltwhistle or a lawyer with expertise in conveyancing in Haltwhistle.

Santander have agreed my mortgage in principle, my bid on a flat in Haltwhistle has been accepted, now what?

Your property agent will wish to be advised as to your solicitor's details (ensure that the lawyers are on the lender’s approved list). Contact Santander or your financial adviser and finish off any appropriate paperwork. Santander will sellect a valuer who will get in touch with the estate agent or vendor to arrange a slot for the valuation to take place. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Santander will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Haltwhistle.

My sealed bid on a house in Haltwhistle has been accepted, the owners do nevertheless have a tied purchase. The sellers have offered on a flat, but it’s not yet tied up, and are looking at other properties in the pipeline. I have selected a high street conveyancing solicitor in Haltwhistle. What should be my next step? At what stage should I apply for the mortgage with Coventry BS?

It is normal to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of £1k, then valuation, Haltwhistle conveyancing search charges, etc). First, you must ensure that your property lawyer is on the Coventry BS conveyancing panel. Regarding the subsequent stages this very much depends on the specifics of your transaction, desire for the property and on the state of the market. In a buoyant market some purchasers will apply for the mortgage with Coventry BS and arrange for the valuation and only if it comes back ok would they ask their lawyer to press on with the conveyancing in Haltwhistle.

My friend suggested that if I am purchasing in Haltwhistle I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually included in the estimate for your Haltwhistle conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Haltwhistle around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Haltwhistle Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Haltwhistle.

Just had an offer accepted on a new build apartment in Haltwhistle. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Haltwhistle

    Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

Due to the guidance of my in-laws I had a survey completed on a house in Haltwhistle before instructing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some lenders may refuse to give a mortgage on this type of property.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Haltwhistle. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Haltwhistle to see if the conveyancing costs will increase in light of this.

I have recently realised that I have Sixty One years remaining on my flat in Haltwhistle. I now wish to get lease extension but my landlord is can not be found. What options are available to me?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you or your lawyers have done all that could be expected to track down the landlord. On the whole an enquiry agent would be helpful to try and locate and prepare an expert document to be used as evidence that the freeholder is indeed missing. It is wise to seek advice from a solicitor in relation to devolving into the landlord’s absence and the application to the County Court overseeing Haltwhistle.

Haltwhistle Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to Purchasing

    This information is helpful as a) areas could cause problems for the block as the communal areas may begin to deteriorate where repairs remain unpaid b) if the leasehold owners have a dispute with the running of the building you will want to have all the details Most Haltwhistle leasehold apartments will be liable to pay a service bill for maintenance of the block levied on behalf of the freeholder. Should you acquire the flat you will have to pay this amount, normally quarterly accross the year. This can differ from a couple of hundred pounds to thousands of pounds for buildings with lifts and large common grounds. There will also be a rentcharge to be met yearly, ordinarily this is not a significant amount, say approximately £50-£100 but you should to enquire as sometimes it could be surprisingly expensive. How much is the ground rent and service charge?

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Neighbouring Locations

Haltwhistle
Alston

Find out more about how flying freehold can affect your the value of a property.