In what way does my ID and proof of funds have anything to do with my conveyancing in Ashford? Is this really necessary?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identification documents of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Terms and Conditions that you are required to sign will no doubt confirm this. Your lender will also require certain documents to be checked. Where you refuse to provide ID verification documents, your solicitor would not be able to accept instructions from you.

What is your number one tip for choosing a conveyancing solicitor in Ashford

We would encourage you not to base your choice on the cheapest Ashford conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Ashford?

Two types of professional can do conveyancing in Ashford namely licenced conveyancers or solicitors. The two can handle conveyancing services that required to complete the disposal or purchase of property. They are both required to perform Ashford conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be properly conducted and that the necessary steps should be accurately followed.

My wife and I have arranged the release of further funds on our mortgage from as we wish to carry out improvements to our property in Ashford. Are we obliged to appoint a nearby Ashford solicitor on the conveyancing panel to deal with the legals?

would not normally appoint firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the panel.

I have been on the look out for a leasehold apartment up to £195,000 and identified one round the corner in Ashford I like with open areas and railway links in the vicinity, however it's only got 49 years on the lease. There is not much else in Ashford suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you require a home loan the remaining unexpired lease term will be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.

Ashford Leasehold Conveyancing - A selection of Questions you should ask before buying

How much is the annual maintenance fee and ground rent? You should be aware if it is less than 80 years it will have adverse implications on the salability of the property. It is worth checking with your lender that they are willing to lend given the lease term. Leases with fewer than 80 years remaining means that you will probably have to extend the lease sooner rather than later and it is worth discovering what this will be. Remember, in most cases you would be be obliged to have been the owner of the residence for a couple of years before you are entitled to extend the lease. The majority of Ashford leasehold flats will have a service charge for the upkeep of the building invoiced by the landlord. If you buy the apartment you will have to pay this amount, usually quarterly throughout the year. This may be anything from a few hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a ground rent to be met annual, this is usually not a large sum, say about £50-£100 but you should to enquire it because sometimes it can be many hundreds of pounds.

I require the services of a lender panel solicitor in Ashford. Can you assist?

Unfortunately it’s not apparent why you need a Ashford panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Ashford are on their panel . If you do find such a firm in Ashford not listed please direct them to our site to list. After all the cost is only one £1 a month