My mortgage broker says he needs my Ashford law firm’s panel reference for the Santander conveyancing panel. What is the best way to obtain this. I have e-mailed my local Ashford branch but they have not responded to me.

Have you tried contacting your Ashford conveyancing practitioner about this?. They should have a central record lender panel numbers.

The deeds to our home are lost. The lawyers who did the conveyancing in Ashford 4 years ago have long since closed. What are my options?

Gone are the days when you need to hold title official documentation to prove you own the land or property, as the Land Registry have everything they need in a digital format.

Just had an offer accepted on a new build flat in Ashford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Ashford

Please supply a car parking plan. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

I decided to have a survey carried out on a property in Ashford in advance of retaining conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some banks tend not give a loan on this type of home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ashford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ashford to see if the conveyancing will be more expensive.

I was advised by numerous property agents in Ashford to select a conveyancer using your seach tool. What’s the financial incentive for Estate Agents to recommend your site rather than alternative conveyancing organisations?

We don’t make any financial incentive for pointing buyers and sellers in our direction. We found it would be just too difficult to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.