I am not in a position to travel far from Stanwell. Please clarify why all Stanwell conveyancing practitioners are not on all lender panels?

As inequitable as it may seem for lenders to limit who can act for them, from the public’s or solicitor’s viewpoint, the the contrary view is that mortgage companies are becoming ever more anxious and consider it vital to protect them against mortgage fraud. As a result of this concern mortgage companies have restricted their conveyancing panel to a manageable size.

My brother and I have just purchased a house in Stanwell. We have since encountered a number of issues with the property which we consider were missed in the conveyancing searches. Is there anything we can do? What searches should? have been carried out as part of conveyancing in Stanwell?

It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Stanwell. Conveyancing searches and investigations initiated as part of the legal transfer of property are designed to help avoid problems. As part of the legal transfer of property, the vendor fills in a document called a SPIF. answers is inaccurate, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Stanwell.

Are there restrictive covenants that are commonly identified as part of conveyancing in Stanwell?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Stanwell. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I decided to have a survey completed on a house in Stanwell prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some lenders tend not issue a mortgage on a flying freehold house.

It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Stanwell. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Stanwell to see if the conveyancing will be more expensive.

Been reading online that Stanwell solicitors are more expensive than licensed conveyancers in Stanwell when it comes to buying a house. Am I better off using a conveyancer or a solicitor if I am buying a house in Stanwell.

When it comes to conveyancing in Stanwell the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.