What is the difference between a licensed conveyancer and conveyancing solicitor in Bedfont

There are many recorded licenced Conveyancers in Bedfont and Solicitor practices in Bedfont offering conveyancing It is important to make clear that the two are regulated professionals specialising in the legal work in transferring property. They may both also handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

We expect to receive a DIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Bedfont solicitors on the Clydesdale conveyancing panel, or is it better to go independently?

You will need to appoint Bedfont solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.

My sealed bid on a detached house in Bedfont has been agreed to, the sellers do nevertheless have an associated purchase. The owners have put an offer on a flat, but it’s not yet tied up, and have viewings of other properties in the pipeline. I have selected a nearby conveyancing solicitor in Bedfont. What do I do now? At what point should I apply for the mortgage with RBS?

It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then survey, Bedfont conveyancing search costs, etc). The first thing to do is ensure that your solicitor is on the RBS approved list. As to the subsequent phase this very much dictated by the circumstances of your transaction, motivation for this property and on the state of the market. In a rising market the majority of purchasers will apply for a home loan with RBS and pay for the valuation and only if it was satisfactory would they pay their solicitor to proceed with the conveyancing in Bedfont.

I have todaybeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Bedfont for a purchase of a leasehold apartment 12 months ago. How can I be sure that my home is in my name in the name of the previous owner?

The quickest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bedfont conveyancing specialists.

I am looking for a leasehold apartment up to £195,000 and found one round the corner in Bedfont I like with a park and railway links in the vicinity, the downside is that it only has 49 remaining years left on the lease. I can't really find anything else in Bedfont suitable, so just wondered if I would be making a grave error buying a short lease?

Should you need a home loan the remaining unexpired lease term will likely be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.

I was recommended by numerous property agents in Bedfont to locate a property lawyer using your seach tool. Is there a financial incentive for Estate Agents to offer your site rather than alternative conveyancing organisations?

We don’t offer any referral fee for directing people our way. We found it would be just too difficult to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.

Is it the case that all Bedfont conveyancers on every bank conveyancing panel?

The Lexsure search tool on this page may be of use or you can pop into your local lender branch in Bedfont. Chances are that they will be in a position to recommend some reputable conveyancing solicitors in Bedfont