Are the East Bedfont conveyancing solicitors identified as being on the Virgin Money conveyancing panel, together with their details provided by Virgin Money?
East Bedfont conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
My mortgage company has recommended solicitors on their panel based in East Bedfont but I would rather choose a conveyancing lawyer in East Bedfont round the corner to me. Are you able to help?
Not all East Bedfont conveyancing practitioners are listed all lender’s conveyancing panel. Please make the most of our find an approved solicitor tool to choose a East Bedfont conveyancing conveyancer on the on the mortgage company panel.
We are purchasing a detached bungalow in East Bedfont. We would like to carry out an extension to the side at the property.Will the conveyancing process include investigations to ascertain if these works were previously refused?
Your property lawyer should review the registered title as conveyancing in East Bedfont can occasionally reveal restrictions in the title documents which restrict certain alterations or necessitated the permission of a 3rd party. Certain works require local authority planning permissions and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these things with a surveyor ahead of any purchase.
I am the only recipient of my late mum's estate with all property in now in my sole name, including the my former home in East Bedfont. The East Bedfont property was put into my name in June. I now wish to sell up. I understand that there is a CML six month 'rule', which means that my proprietorship may be regarded the same way as if I'd bought the house in June. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. How practical a view mortgage companies take of it, depend on the lender as this requirement principally exists to capture subsales or the wholesaling and assigning of properties.
Completion of my remortgage has taken place for my property in East Bedfont. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I bought my apartment on 9 November and my personal details is yet to be registered. Should I be concerned? My conveyancing solicitor in East Bedfont expressed confidence that it will be dealt with in less than a month. Are properties in East Bedfont particularly slow to register?
There is nothing unique when it comes to conveyancing in East Bedfont registration formalities. As opposed to being determined by geographic area, timescales can adjust depending on who lodges the application, whether there are errors and if the Land registry need to notify any third parties. Currently approximately 80% of such applications are fully dealt with in less than three weeks but some can be subject to longer hold-ups. Registration takes place after the new owner is living at the property thus an expedited registration is not usually top priority yet where it is urgent that the the registration takes place urgently then you or your solicitor should speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a straight forward, no chain conveyancing. East Bedfont is where the house is located. Is there any guidance you can impart?
Flying freeholds in East Bedfont are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside East Bedfont you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in East Bedfont may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.