Me and my partner are buying a flat in Lower Sunbury. My Conveyancer is not on the lender conveyancing panel. Am I still permitted to appoint my Lower Sunbury conveyancing solicitor notwithstanding that they are excluded from the lender panel?

You have numerous options available to you here

• Proceed with your existing Lower Sunbury conveyancer but your mortgage company will no doubt retain a solicitor on their conveyancing panel. This will result in additional charges together with likely interruption.
• Choose a new conveyancer to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
• Convince your conveyancer to apply to join the mortgage company panel

My husband and I are purchasing a new build apartment in Lower Sunbury and my conveyancer is telling me that she is duty bound to the bank to reveal incentives from the seller. The Estate Agents are hassling me to exchange and I would rather not delay the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

We are purchasing a newly converted flat in Lower Sunbury with a residential mortgage from Barclays Direct.We would like to retain our Lower Sunbury conveyancing lawyer but Barclays Direct advised that his firm is not listed on their "panel". We have to appoint a Barclays Direct panel solicitor or retain our high street solicitor and fork out for a Barclays Direct panel lawyer to represent them. This seems very unfair; Can we not simply insist that Barclays Direct use our lawyer?

No, not really. The home loan issued to you contains various provisions, a common one being that solicitors will be on the Barclays Direct conveyancing panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Barclays Direct

What is the difference between a licensed conveyancer and conveyancing solicitor in Lower Sunbury

There are two types of lawyers who can execute conveyancing in Lower Sunbury namely licenced conveyancers or solicitors. Both professionals administer the legal services that required to complete the sale or acquisition of property. Both are duty bound to handle Lower Sunbury conveyancing on similar standards and guidelines so you can be sure that your conveyancing will be professionally conducted and that the necessary steps will be accurately followed.

This question may be naive but I am unexperienced as FTB of a two bedroom flat in Lower Sunbury. Do I receive the keys to the property on completion from my lawyer? If so, I will instruct a local conveyancing solicitor in Lower Sunbury?

On the day of completion you will not be required to attend the conveyancers office in Lower Sunbury. Conveyancing lawyers for you will arrange to send the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be called to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.

A friend informed me that in purchasing a property in Lower Sunbury there could be various restrictions preventing external alterations to a property. Is this right?

We are aware of anumerous of properties in Lower Sunbury which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Lower Sunbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am downsizing from my house. My previous solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Lower Sunbury if that makes things easier.

You should use our search tool to help you find a solicitor for your conveyancing in Lower Sunbury. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.