We are a couple about to sign contracts for a ground floor flat in Eastcote. We encountered a problem. The loan offer with The Royal Bank of Scotland expires on 16/9/2025 but the owners are insisting on a completion date of 18/9/2025. Is it possible to extend the mortgage offer?
The person best placed to address this concern is your conveyancer who is in a position to calculate whether he or she is corresponding with the mortgage company, owner’s representatives, selling agents or indeed all parties based on the history of your transaction as of today.
Are the Eastcote conveyancing solicitors identified as being on the Coventry BS conveyancing panel, together with their details provided by Coventry BS?
Eastcote conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
We are getting the release of further funds on our home loan from Nottingham as we want to carry out a loft conversion to our house in Eastcote. Do we need to select a nearby Eastcote solicitor on the Nottingham conveyancing panel to deal with the legals?
Nottingham would not normally instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham panel.
My wife and I are spending time viewing apartments in Eastcote and I am now considering a potential offer. Is it wise to have a conveyancer on ‘stand by’? I intend to finance via a home loan with Yorkshire BS.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are getting a mortgage with Yorkshire BS, make sure you remember to check that your lawyer is on the Yorkshire BS conveyancing panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Santander are being pedantic. The Eastcote solicitor who is on the Santander conveyancing panel is recommending indemnity insurance as a solution but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Due to the encouragement of my in-laws I had a survey completed on a house in Eastcote in advance of retaining lawyers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies will refuse to grant a loan on such a property.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. Should you wish to call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Eastcote. Conveyancing may be slightly more expensive based on your lender's requirements.
In surfing the world wide web for the words conveyancing in Eastcote it reveals many property lawyerslocally. How do I determine which is the right conveyancing solicitor for me?
The preferential method of seeking a suitable conveyancer is through a personal referral, so enquire of colleagues and those you trust who have acquired a property in Eastcote or a local estate agent or financial adviser. Fees for conveyancing in Eastcote differ, so it's advisable to obtain a minimum of four quotes from different companies. Dont forget to clarify that the charges are guaranteed not to escalate.