Please help. My Ruislip Gardens solicitor is advising me that he has toorder Ruislip Gardens conveyancing searches stemming from the fact thatthe firm are on the Virgin Moneyapproved lawyer panel. Is my conveyancer correct?
You have limited options available to you. Given that you are taking out a loan with a mortgage company your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Ruislip Gardens conveyancing searches.
Our bank has recommended solicitors on their panel based in Ruislip Gardens but I would rather choose a conveyancing lawyer in Ruislip Gardens or nearer to where I live. Can you assist?
The minority of Ruislip Gardens conveyancing solicitors are listed all lender’s conveyancing panel. Do make use of our find an approved solicitor tool to choose a Ruislip Gardens conveyancing solicitor on the on the lender panel.
We are selling our property in Ruislip Gardens and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Ruislip Gardens conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed a national conveyancing firm as opposed to a conveyancing solicitor in Ruislip Gardens. We have lived in Ruislip Gardens for three years we know of no issue. Should we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I decided to have a survey carried out on a property in Ruislip Gardens in advance of instructing solicitors. I have been told that there is a flying freehold element to the property. The surveyor has said that some lenders may refuse to give a loan on this type of house.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ruislip Gardens. Conveyancing may be slightly more expensive based on your lender's requirements.
After what feels like an age I have had an offer on an flat in Ruislip Gardens agreed to, the seller does however have a tied purchase. The sellers have offered on a property, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have selected a nearby conveyancing lawyer in Ruislip Gardens. What should be my next step? When should I get the mortgage application with TSB going with TSB?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then valuation, Ruislip Gardens conveyancing search costs, etc). The first course of action is to check that your conveyancing practitioner is on the TSB conveyancing panel. As to the next phase this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. In a buoyant market some home buyers would apply for a home loan with TSB and pay for the survey and only if it comes back ok would they ask their conveyancer to press on with searches.