Our mortgage company has suggested a law firm on their panel based in South Ruislip but I would rather use a conveyancing lawyer in South Ruislip or nearer to where I live. Are you able to assist?
The minority of South Ruislip conveyancing practitioners are approved and listed on all banks conveyancing panel. Please make the most of our search tool to find a South Ruislip conveyancing solicitor on the on the lender panel.
I can see plenty of information on this site regarding conveyancing in South Ruislip but what is your top tip for finding the right conveyancer in South Ruislip
Do not opt for the lowest South Ruislip conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Please help - my lawyer says that chancel insurance is required on my purchase. What is the level of cover for South Ruislip conveyancing?
The right level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between Santander and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my South Ruislip bank branch on a couple of occasions and was told they are content with the situation and they would lend. My South Ruislip conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they will not lend based on their specific requirements. I have no idea who is right.
The conveyancing practitioner must follow the CML Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
My partner and I are intent on selling our property in South Ruislip and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used a national conveyancing outfit rather than a conveyancing solicitor in South Ruislip. We have lived in South Ruislip for six years we know that this is a non issue. Do we get in touch with our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I am purchasing my first flat in South Ruislip with the aid of help to buy. The builders refused to move on the price so I negotiated 6k of extras instead. The property agent told me not disclose to my lawyer about this extras as it may affect my loan with Yorkshire Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Me and my partner are first time buyers just having agreed a price on a property in South Ruislip, and are now looking to get solicitors instructed. I have utilised the various rating based websites and the quotes are from all over the the UK. Is it critical to have a South Ruislip conveyancer local to our prospective house? We are content to do everything over email, but I guess at some stage we will need to attend the conveyancing practitioner's office to sign papers?
The conveyancing practitioner does not have to be in South Ruislip, but choosing local means that you have the option to visit their offices if needed, by way of example, if a signature is needed urgently. In addition, a South Ruislip solicitor is likely to be familiar with local agents and (if the vendor has instructed a local conveyancing practitioner) with them, which will help keep things moving faster.