Finally the sale completed on my house in South Ruislip last April but the buyer keeps SMS messaging me to moan that her lawyer is waiting to hear from mine. What should my lawyer have done following completion?
After completion of your disposal your lawyer is duty bound to forward the transfer deeds and all of the paperwork to the buyer’s lawyers. Where appropriate, your solicitor must also confirm that the mortgage has been repaid to the purchasers lawyers. There is unlikely to be post completion tasks specific conveyancing in South Ruislip.
The deeds to our house can not be found. The solicitors who dealt with the conveyancing in South Ruislip 5 years ago no longer exist. What are my next steps?
These day there are duplicates made of almost everything, and your conveyancer will know precisely where to find all the suitable paperwork so you may purchase or sell your property without a hitch. If copies are not available, your solicitor can put in place insurance or indemnities against future claims on your premises.
I decided to have a survey done on a property in South Ruislip in advance of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some lenders may not grant a mortgage on this type of home.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in South Ruislip. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in South Ruislip to see if the conveyancing will be more expensive.
Is it simple use your search tool to choose a conveyancing practitioner in South Ruislip on the panel for my lender?
1st choose a lender such as Accord Mortgages Ltd, Barnsley Building Society or Clydesdale then type in your location for instance South Ruislip. Conveyancing practices in South Ruislip and across England and Wales should be identified.
I've recently bought a leasehold property in South Ruislip. Am I liable to pay service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have given up seeking a lease extension in South Ruislip. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most definitely. We are happy to put you in touch with a South Ruislip conveyancing firm who can help.
An example of a Lease Extension decision for a South Ruislip premises is Flat 72 Queens Walk in January 2013. The Tribunals calculated the premium payable to be £22,090. This case was in relation to 1 flat. The number of years remaining on the existing lease(s) was 53.26 years.