My financial adviser has asked me for my Greenford solicitor’s panel reference for the Nationwide conveyancing panel. What is the best way to obtain this. I have called my local Greenford office but they have not responded to me.
You are best placed to get this information from your Greenford conveyancing practitioner . They maintain a central record lender panel numbers.
The Greenford conveyancing firm handling our Greenford conveyancing has discovered a difference when comparing the surveyor’s assumptions in the valuation report and what is in the title deeds. My lawyer has advised that he must ensure that the bank is happy with this discrepancy and is still content to lend. Is my lawyer’s stance appropriate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I purchased my house on 14 February and the transaction details are still not registered. Any reason for this? My conveyancing solicitor in Greenford said it should be dealt with in less than a month. Are properties in Greenford particularly slow to register?
As far as conveyancing in Greenford is concerned, registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timescales can differ depending on the party submitting the application, whether it is in order and whether the Land registry communicate with any 3rd persons or bodies. As of today approximately 80% of submission are completed in less than three weeks but occasionally there can be extensive delays. Historically registration occurs once the new owner is living at the premises so post completion formalities is not usually primary concern but if it is urgent that the the registration takes place urgently then you or your lawyers must speak with the land registry and explain the circumstances.
How does conveyancing in Greenford differ for newly converted properties?
Most buyers of new build premises in Greenford come to us having been asked by the seller to sign contracts and commit to the purchase even before the residence is built. This is because house builders in Greenford tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Greenford or who has acted in the same development.
Is it simple use the search tool to choose a conveyancing lawyer in Greenford on the authorised to act for my mortgage?
First pick a lender such as Halifax, Leeds Building Society or Britannia then choose your location for example Greenford. Conveyancing practices in Greenford and further afield will then be identified.