Much to our surprise we have been told by our mortgage broker that my Southall property lawyer is not on the bank Solicitor panel. What can I do to check?
Your first step should be to call your Southall lawyer directly. It is reasonable to expect your lawyer to notify you what has happened. If they are not on the panel they may recommend you to a Southall conveyancing practice that is on the approved list of lawyers for your lender.
We are planning to acquire a flat and need a conveyancing solicitor in Southall who is on the Principality approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Principality . We don't recommend any particular firms conducting conveyancing in Southall.
We are purchasing a flat in Southall. It might be a silly question but how we can trust a conveyancer? On completion day we will need to put our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are getting a further advance on our mortgage from RBS as we want to carry out alterations to our house in Southall. Are we obliged to appoint a nearby Southall solicitor on the RBS conveyancing panel to deal with the paperwork?
RBS would not normally appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS conveyancing panel.
I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Southall building society branch on various occasions and was reassured it wasn't an issue and they would lend. My Southall conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
The conveyancing practitioner must follow the CML Handbook Part 2 requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
What will a local search inform me about the property I am buying in Southall?
Southall conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company such as PSG The local search plays a central part in many a Southall conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search should provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
In my capacity as executor for the will of my uncle I am selling a residence in Neath but live in Southall. My lawyer (based 250 kilometers awayhas requested that I execute a stat dec prior to completion. Could you suggest a conveyancing practitioner in Southall who can witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Southall based