The formalities of my purchase has taken place for my property in Norwood Green. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
After much negotiation I have agreed a price on an apartment in Norwood Green. My financial adviser pressured me to appoint their property lawyer. I paid an upfront payment of £225. Not long after, the solicitor contacted me sheepishly admitting that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Our sealed bid on a semi in Norwood Green has been agreed to, the owners do nevertheless have a dependent purchase. The owners have offered on somewhere, however it’s not yet agreed to, and have viewings of other properties in the pipeline. I have chosen a local conveyancing solicitor in Norwood Green. What do I do now? When do I get the mortgage application with Aldermore started?
It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey, Norwood Green conveyancing search charges, etc). First, you should check that your solicitor is on the Aldermore approved list. Regarding the subsequent stages this very much dictated by the uniqueness of your case, desire for the property and on the state of the market. In a rising market some purchasers would apply for a home loan with Aldermore and arrange for the valuation and only if it was satisfactory would they ask their property lawyer to press on with the conveyancing in Norwood Green.
Just acquired a semi-detached house in Norwood Green , how long will it take for the Land Registry to deal with the formalities evidencing my title? My Norwood Green conveyancing solicitor has been very slow, so I want to be sure the post completion formalities are concluded.
As far as conveyancing in Norwood Green is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timescales can vary according to who lodges the application, whether it is in order and whether the Land registry communicate with any third parties. As of today approximately 80% of such applications are fully addressed in less than three weeks but some can be subject to protracted hold-ups. Historically registration is effected after the purchaser has moved in to the property so 'speed' is not usually an essential issue but where it is urgent that the the registration takes place urgently then you or your conveyancer can contact the land registry and explain the circumstances.
I'm converting the mortgage on my primary property to a BTL mortgage with Bank of Scotland and intend to use the remaining equity as a deposit on a second property. The neighborhood we are looking at is Norwood Green. Will your conveyancers be able to act for the two mortgage companies and tie in the transactions?
Make use of our search tool on this page to check that the lawyers are on the appropriate lender panels. Having checked that they are your conveyancer should be able to connect the two transactions but you should talk with you solicitor and communicate your desired outcome and needs.
Should I choose a Norwood Green conveyancing practitioner based in the vicinity that I am buying? I have an old university friend who can execute the legal formalities however her office is 400kilometers away.
The primary upside of using a local Norwood Green conveyancing firm is that you can drop in to sign paperwork, present your identification documents and apply pressure on them where appropriate. They will also have local knowledge which is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and they were happy that must surpass using an unfamiliar Norwood Green conveyancing solicitor just because they are local.
Harry (my fiance) and I may need to rent out our Norwood Green basement flat temporarily due to taking a sabbatical. We used a Norwood Green conveyancing practice in 2001 but they have since shut and we did not have the foresight to seek any advice as to whether the lease permits subletting. How do we find out?
The lease governs relations between the freeholder and you the flat owner; in particular, it will say if subletting is banned, or permitted but only subject to certain caveats. The rule is that if the lease contains no expres ban or restriction, subletting is allowed. Most leases in Norwood Green do not contain strict prohibition on subletting – such a clause would undoubtedly devalue the property. In most cases there is simply a requirement that the owner notifies the freeholder, possibly supplying a copy of the tenancy agreement.
I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can I make an application to the Leasehold Valuation Tribunal? Can you recommend a Norwood Green conveyancing firm to help?
Most definitely. We can put you in touch with a Norwood Green conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Norwood Green flat is 6 Jessamine Road in August 2013. The Tribunals valuation (as annexed to the decision) calculated the amount payable as £18,355 for the freehold reversion This case related to 2 flats. The number of years remaining on the existing lease(s) was 72.39 years.