It is a dozen years since I purchased my home in Hounslow. Conveyancing lawyers have recently been appointed on the sale but I am unable to find the title deeds. Is this a major issue?
You need not be too concerned. First there is a possibility that the deeds will be with the lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Hounslow relates to registered property but in the unlikely event that your property is unregistered it is more problematic but is resolvable.
If you had a top tip for choosing a conveyancing solicitor in Hounslow what would it be?
We would encourage you not to go for the cheapest Hounslow conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
My wife and I purchasing a detached bungalow in Hounslow. We would like to an extension at the rear at the house.Will legal due diligence on the property include checks to see if these alterations are permitted?
Your solicitor should review the registered title as conveyancing in Hounslow can sometimes identify restrictions in the title deeds which prohibit certain works or require the consent of another owner. Some additions call for local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these things with a surveyor ahead of any purchase.
RBS have agreed my home loan in principle, my bid on a house in Hounslow has been accepted, what are the next steps?
The property agent will need to be informed of your conveyancer's details (ensure that the conveyancers are on the lender’s approved list). Call up RBS or your financial adviser and complete any relevant documentation. RBS will appoint a valuer who will get in touch with the estate agent or vendor to schedule a slot for the valuation to take place. Once conducted (assuming no problems) it takes approximately a week to receive the mortgage offer. RBS will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hounslow.
I purchased a renovated Edwardian property in Hounslow. Conveyancing lawyer represented me and Nottingham Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hounslow and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing lawyer who carried out the work.
I am downsizing from my property. My previous solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Hounslow if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Hounslow. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I have been sourcing a conveyancing solicitor in Hounslow for my remortgage. Can I check a firm’s record with the profession’s regulator?
You can review published Solicitor Regulator Association (SRA) determinations resulting from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.