We are about to exchange contracts for a garden flat in Lampton. We have hit a stumbling block. Our loan offer with Clydesdale runs out on 11/9/2025 but the sellers are suggesting a completion date of 15/9/2025. Is it possible to prolong the mortgage expiry date?
The best person to deal with your concern is your solicitors who will hopefully determine whether he or she is better off negotiating with the bank, seller’s conveyancers, selling agents or indeed all parties given the circumstances your conveyancing to date.
As someone not used to conveyancing in Lampton what’s the number one tip you can give me for the ownership transfer in Lampton
Not many law firms shout this from the rooftops but conveyancing in Lampton and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there is lots of opportunity for friction between you and others involved in the home moving process. For instance, the seller, property agent and on occasion a lender. Selecting a law firm for your conveyancing in Lampton an important selection as your conveyancer is your adviser, and is the SOLE person in the transaction whose responsibility is to look after your best interests and to protect you.
We are witnessing a worrying ongoing adversarial element to conveyancing- someone has to be at fault for the process taking so long. We recommend that you must always trust your lawyer above all other players in the home moving process.
I am being advised by my solicitor that chancel insurance is needed on my purchase. What is the level of cover for Lampton conveyancing?
The right level of chancel indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
Are all Lampton Conveyancing Quality Solicitors on the Virgin Money conveyancing list of approved solicitors?
A selection of lenders now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
How can we tell if a Lampton conveyancing solicitor on the Lloyds panel is any good?
When it comes to conveyancing in Lampton getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer carrying out your transaction.
I am in need of some leasehold conveyancing in Lampton. Before I get started I want to be sure as to the remaining lease term.
Assuming the lease is registered - and 99.9% are in Lampton - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have tried to negotiate informally with with my landlord to extend my lease without getting anywhere. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Lampton conveyancing firm to represent me?
Most definitely. We can put you in touch with a Lampton conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Lampton flat is Ground Floor Flat 91 Bath Road in May 2009. in a case where the freeholder could not be traced, the Brentford County Court ordered that the Lease be surrendered in return for the grant of a new lease of the Premises at a premium determined by the Leasehold Valuation Tribunal. The tribunal concluded that the price payable by the Applicant for the new lease of the premises be £15,900 This case affected 1 flat. The unexpired lease term was 60.45 years.
I bought a flat in Lampton last 10/5/2024 and to date it is still not recorded with HMLR. It is part of a development site and my conveyancing practitioner told me that it can take twelve months to complete the registration formalities. I have contacted the Land Registry directly and they say that the original application was cancelled due to questions not being addressed in time. What can I do?
get in touch with your lawyer - Where you are unsatisfied with the responses, look up their firm’s complaints process and amplify your concerns to a Complaints Manager. Registrations for Lampton conveyancing are not known to be particularly slow.