Do banks and building societies provide you with an approved list of Osterley conveyancing solicitors? How do you know who is on the Clydesdale conveyancing panel?

Osterley conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.

Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who handled the conveyancing in Osterley 10 years ago no longer exist. What do I do?

These day there are duplicates made of almost everything, and your conveyancer will be aware precisely where to find all the relevant paperwork so you can buy or sell your house without a hitch. Where copies are not available, your solicitor can put in place insurance or indemnities against future claims on your property.

I'm purchasing my first flat in Osterley with the aid of help to buy. The developers refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not disclose to my lawyer about the extras as it will adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a leasehold apartment up to £195,000 and identified one near me in Osterley I like with open areas and railway links nearby, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Osterley suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan that many years will likely be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.

I am looking for a conveyancing practitioner in Osterley for my home move. Can I review a firm’s complaints history with the profession’s regulator?

Anyone can read published Solicitor Regulator Association (SRA) determinations resulting from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator could recorded call for training reasons.