I am helping my sister sell her property in Whitton. Will the solicitor commission an EPC or it is for the seller to see to?
Following the demise of HIPs, energy performance certificates was kept a required component of selling a property. An EPC must be commissioned in advance of the property being placed on the market. It is not as aspect of the sale process that solicitors ordinarily arrange. If you are instructing a Whitton conveyancing solicitor they might help arrange energy assessments given their relationships with long established local energy assessors
I just bought a flat at auction in Whitton. Conveyancing is needed. What happens now?
Now that you are for all intents and purposes signed on the dotted line you must choose a conveyancing practitioner soon as you will have a tight a drop dead date to complete the conveyancing. All auction property should have a corresponding legal set of papers. This should include most,if not all of the paperwork that your lawyer will need. Where you are dealing with leasehold premises the legal papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to pass this on to the lawyer working for you as soon as possible. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.
I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Leeds Building Society are being difficult. The Whitton solicitor who is on the Leeds Building Society conveyancing panel is saying indemnity insurance will be fine but Leeds Building Society are requiring a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have been told that property searches are a common reason for obstruction in Whitton conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in Whitton.
Me and my brother have a 4 bedroom Georgian house in Whitton. Conveyancing solicitor acted for me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the matching address. Is it worth asking Bank of Ireland to clarify?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Whitton and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Whitton is where the house is located. Is there any advice you can give?
Flying freeholds in Whitton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whitton you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am downsizing from my property. My former solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Whitton if that affects matters.
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