My son-in-law is in the process of securing a house that has just been built in Hampton Hill with a home loan from Kent Reliance. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I own a freehold premises in Hampton Hill but nevertheless invoiced for rent, why is this and what is this?

It’s unusual for properties in Hampton Hill and has limited impact for conveyancing in Hampton Hill but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

I am looking for a flat up to £245,000 and identified one round the corner in Hampton Hill I like with open areas and station nearby, however it only has 51 remaining years left on the lease. I can't really find anything else in Hampton Hill suitable, so just wondered if I would be making a mistake acquiring a short lease?

Should you require a mortgage the shortness of the lease may be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.

I'm refinancing my current house to a BTL mortgage with Barclays Direct and I will use the rest of the raised equity towards another property. The area we are talking about is Hampton Hill. Will your solicitors be able to act for both sets of banks and link together the conveyances?

Make use of our search tool on this site to check that the conveyancers are on the appropriate lender panels. Assuming that they are your solicitor should be able to connect the two transactions but you should have a chat with you solicitor and make apparent your expectations and requirements.

How much experience do your Hampton Hill conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Hampton Hill conveyancing lawyers help thousands of people move home every year and supported plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Hampton Hill conveyancers have worked on recent similar matters.