My conveyancer has informed me that breach of easement insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Hampton?

The right level of breach of easement indemnity insurance depends on your lender. It would differ for example between Halifax and Skipton Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.

I am the only recipient of my late grandmother’s will with all property in now in my sole name, including the my former home in Hampton. Conveyancing formalities meant that the Land Registry date was in July. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership could be regarded the same way as though I had purchased the house in July. Do I have to wait 6 months to sell?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. Most mortgage companies would take a pragmatic view as this requirement principally exists to pick up on the purchase and immediately sell or the flipping of property.

My husband and I have organised the release of further funds on our mortgage from Coventry BS as we want to carry out improvements to our house in Hampton. Do we need to appoint a bricks and mortar Hampton solicitor on the Coventry BS conveyancing panel to deal with the legals?

Coventry BS don't usually require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS panel.

Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a residence in Hampton?

Unless a prior acquisition of the house completed post 12 October 2013 you could assume that lawyers handling conveyancing in Hampton to continue to recommend a chancel search and or chancel repair liability insurance.

I'm purchasing my first flat in Hampton benefiting from help to buy. The developers would not reduce the price so I negotiated 6k of extras instead. The property agent told me not inform my conveyancer about this side-deal as it would put at risk my mortgage with The Royal Bank of Scotland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How difficult is it to transfer to a new solicitor as I have to instruct one who is on the HSBC Bank conveyancing list. I instructed a local conveyancing solicitor in Hampton five minutes from me but the firm is not approved by HSBC Bank

It would be our pleasure to help you select a conveyancing solicitor in Hampton on the HSBC Bank panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Hampton. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Hampton.

I am on look out for some leasehold conveyancing in Hampton. Before diving in I want to be sure as to the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and most are in Hampton - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I have given up trying to purchase the freehold in Hampton. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Most definitely. We are happy to put you in touch with a Hampton conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Hampton premises is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case was in relation to 1 flat. The unexpired term as at the valuation date was 82.93 years.