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Find a Fulwell Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Fulwell? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Fulwell transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Fulwell conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Fulwell

I am the registered owner of a freehold residence in Fulwell yet pay rent, why is this and what is this?

It’s unusual for properties in Fulwell and has limited impact for conveyancing in Fulwell but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

My partner and I have organised the release of further funds on our mortgage from Nottingham as we wish to carry out improvements to our home in Fulwell. Are we obliged to choose a local Fulwell solicitor on the Nottingham conveyancing panel to deal with the legals?

Nottingham do not ordinarily require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham list.

Last month we had a mortgage agreed in principle with Co-operative. Fulwell conveyancing solicitors have been selected. How long does it take for Co-operative to send the offer to the solicitor?

Some lenders take longer than others. Have Co-operative completed the survey? Have you advised Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I have decided to exercise my right to buy my property in Fulwell off the council. I have a mortgage agreed with Clydesdale. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.

I have been told that property searches are the primary cause of hinderance in Fulwell conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays during the legal transfer of property. Searches are unlikely to feature in any delay in conveyancing in Fulwell.

I am buying a new build flat in Fulwell. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Fulwell

    The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I opted to have a survey done on a house in Fulwell ahead of appointing lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend not give a loan on a flying freehold house.

It depends who your proposed lender is. Lloyds has different instructions from Halifax. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Fulwell. Conveyancing will be smoother if you use a solicitor in Fulwell especially if they are accustomed to such properties in Fulwell.

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Find out more about how flying freehold can affect your the value of a property.