In what way does my ID and proof of funds have anything to do with my conveyancing in Strawberry Hill? Is this really warranted?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to verify the identification documents of the potential client they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you are required to sign will no doubt stipulate this. Your lender will also require certain documents to be checked. Should you are unwilling to hand over identification documents, your solicitor would not be able to act for you.
When it comes to lenders such as HSBC, do Strawberry Hill property lawyers face a fee to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
I am purchasing a property in Strawberry Hill. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?
Given that you are obtaining a mortgage with UBS your lawyer must check the conveyancing instructions contained in Section two of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and property lawyers are required to report to UBS where a lease fails to satisfy these conditions. The specifications relate to the installation of panels on properties countrywide and is not isolated to Strawberry Hill.
Leeds Building Society have agreed my mortgage in principle, my offer on a house in Strawberry Hill has been agreed to, what are the next steps?
The estate agent will want to be advised as to your lawyer's details (ensure that the property lawyers are on the bank’s approved list). Call up Leeds Building Society or the financial adviser and finalise any outstanding paperwork. Leeds Building Society will instruct a valuer who will get in touch with the selling agent or seller to arrange a slot for the valuation to happen. Once carried out (assuming no problems) it takes on average a fortnight to get a mortgage offer. Leeds Building Society will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Strawberry Hill.
My wife and I purchased a terraced Edwardian house in Strawberry Hill. Conveyancing practitioner acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Strawberry Hill and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing lawyer who completed the work.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Strawberry Hill is where the house is located. Can you offer any assistance?
Flying freeholds in Strawberry Hill are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Strawberry Hill you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Strawberry Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What is different about your site and alternative web based conveyancing brokers when it comes to conveyancing in Strawberry Hill?
At this site obtain a fixed fee quote from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Strawberry Hill. As opposed to estate agents and many comparison sites we do not have commission arrangements with solicitors. Some agents and online brokers 'recommend' the firm who pay the highest commission, rather than the best value conveyancing in Strawberry Hill