I was notified recently by my financial adviser that my Ham solicitor is not on the mortgage company Conveyancing panel. How can I be sure that this is correct?

The first thing you need to do is to contact your Ham conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may be able to suggest a Ham conveyancing firm that is on the conveyancing panel for your bank.

Would the conveyancing practitioners identified through your search tool handle auction conveyancing in Ham?

We know of a number of niche lawyers we can put you in touch with those specialising in auction conveyancing. Ham is just one of our areas of in which our lawyers have offices.

I am looking for a ground for flat up to £195,000 and found one near me in Ham I like with open areas and transport links nearby, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in Ham for this price, so just wondered if I would be making a grave error purchasing a short lease?

Should you need a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least twenty four months you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.

I am looking into buying my first house which is in Ham and I am already nervous. I couldn't find anything specific about Ham. Conveyancing will be needed in due course but do you know about the Ham area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Ham. In the meantime here are some basic statistics that we found

I have finally had an offer on an apartment in Ham accepted, but there is a chain. The sellers have offered on a flat, however it’s not yet agreed to, and has viewings of other flats in the pipeline. I have chosen a local conveyancing solicitor in Ham. What do I do now? When do I get the mortgage application with started with ?

It is standard to have apprehensions where there is an associated chain given your reluctance to be too out of pocket too early (mortgage application is approx one thousand pounds, then valuation, Ham conveyancing search charges, etc). The first course of action is to ensure that your is on the conveyancing panel. Regarding the next phase this very much depends on the uniqueness of your transaction, desire for this property and on the state of the market. During a buoyant market many buyers will apply for a home loan with and pay for the survey and only if it comes back ok would they ask their to move forward with searches.