What is the first thing I need to know regarding purchase conveyancing in Hampton Wick?

You may not hear this from too many lawyers but conveyancing in Hampton Wick and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there is lots of room for friction between you and other parties involved in the ownership transfer. For example, the vendor, estate agent and sometimes your bank. Appointing a law firm for your conveyancing in Hampton Wick should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the transaction whose interest is to look after your best interests and to keep you safe.

There is a distinct ongoing adversarial element to conveyancing- someone has to be blamed for the process taking so long. You should always trust your solicitor above all other parties in the conveyancing process.

Do I have to attend the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Hampton Wick so that I can attend their offices if necessary.

As opposed to twenty years ago, the vast majority banks no longer oblige their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to supply ID documents and there are still manifest benefits to choosing a locally based solicitor, in your situation a conveyancing solicitor in Hampton Wick.

I am purchasing a new build house in Hampton Wick with a loan from The Royal Bank of Scotland. The builders refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not disclose to my conveyancer about the deal as it may adversely affect my loan with The Royal Bank of Scotland. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Hampton Wick is the location of the property. What do you suggest?

Flying freeholds in Hampton Wick are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hampton Wick you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hampton Wick may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Living abroad it is not practicable to visit my Hampton Wick conveyancing solicitors office to sign documents for conveyancing in Hampton Wick – is this a problem?

Not a problem. Hampton Wick conveyancing lawyers can conduct conveyancing transactions for clients from a distance. You are unlikely to be required to attend a Hampton Wick conveyancers office. They can deal with everything using post, email, telephone and fax.