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Find a Surbiton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Surbiton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Surbiton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Surbiton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Surbiton

Would the conveyancing lawyers identified via your search tool carry out auction conveyancing in Surbiton?

There are a number of niche practitioners we can put you in touch with those conducting auction conveyancing. Surbiton is just one of hundreds of areas of in which our lawyers have offices.

Finally the sale completed on my house in Surbiton last November but my buyer keeps calling every few hours to moan that their conveyancer needs to hear from mylawyer. What should have happened following completion?

After completion of your disposal your solicitor should deliver the transfer deeds and all supplemental paperwork to the buyer’s solicitors. If applicable, your solicitor must also send confirmation that the legal charge in favour of the lender has been repaid to the purchasers lawyers. There are no post completion formalities peculiar conveyancing in Surbiton.

My uncle passed away last year and as sole heir and executor I was left the house in Surbiton. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this possible?

Given you intend to refinance then Skipton will require that you use a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.

I am looking for a flat up to £305k and identified one round the corner in Surbiton I like with a park and transport links nearby, the downside is that it's only got 49 years on the lease. There is not much else in Surbiton in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you need a mortgage the shortness of the lease will be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

Do you have any top tips for leasehold conveyancing in Surbiton from the perspective of saving time on the sale process?

  • Much of the frustration in leasehold conveyancing in Surbiton can be avoided where you appoint lawyers as soon as you market your property and ask them to put together the leasehold documentation needed by the buyers’ conveyancers.
  • A minority of Surbiton leases require Licence to Assign from the landlord. If this is the case, you should notify your estate agents to make sure that the purchasers obtain financial (bank) and professional references. The bank reference will need to confirm that the buyers are financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their lawyers. If you have had any disputes with your landlord or managing agents it is essential that these are settled before the property is marketed. The buyers and their solicitors will be concerned about purchasing a property where there is a current dispute. You may need to swallow your pride and pay any arrears of service charge or settle the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the buyers, but it is better to reveal the dispute as over rather than unresolved. Many landlords or managing agents in Surbiton charge for supplying management packs for a leasehold home. You or your lawyers should find out the fee that they propose to charge. The management information can be applied for on or before finding a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most common reason for delay in leasehold conveyancing in Surbiton.

I own a basement flat in Surbiton. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the premium due for a lease extension?

Most certainly. We are happy to put you in touch with a Surbiton conveyancing firm who can help.

An example of a Lease Extension decision for a Surbiton residence is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case was in relation to 1 flat.

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