My mortgage broker requires my Hook solicitor’s panel reference for the Santander conveyancing panel. How do I discover this. I have tried my local Hook branch but they have not responded to me.
Have you tried speaking to your Hook conveyancing practitioner about this?. Most Hook law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
It has been 3 months following my purchase conveyancing in Hook concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying a new build house in Hook with the aid of help to buy. The builders would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not reveal to my conveyancer about the extras as it could affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to complete next month on a studio apartment in Hook. Conveyancing solicitors inform me that they will have a report out to me tomorrow. What should I be looking out for?
Your report on title for your leasehold conveyancing in Hook should include some of the following:
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Do you need to have carpet in the flat or are you allowed wood flooring? if lease provides for a reserve fund? You would want to be sent a copy of the lease Repair and maintenance of the premises Changes to the premises
I have attempted and failed to negotiate with my landlord to extend my lease without success. Can a leaseholder make an application to the Leasehold Valuation Tribunal? Can you recommend a Hook conveyancing firm to act on my behalf?
Where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to judgment on the premium.
An example of a Lease Extension decision for a Hook property is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.
Is there an average conveyancing fee for conveyancing in Hook?
The average cost last year for conveyancing in Hook was just under one thousand five hundred pounds excluding SDLT and HM Land Registry fees.