I own a freehold premises in Hook but nevertheless invoiced for rent, why is this and what is this?
It’s unusual for properties in Hook and has limited impact for conveyancing in Hook but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.
What is the best way to discover of the solicitor conducting my conveyancing in Hook is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Nottingham Building Society thus spending £187.00 plus VAT in supplemental conveyancing fees.
You should take advantage of the search tool on this web page. Please choose the lender and type ‘Hook’ or your location and you will be presented with a number of lawyer located in Hook or nearest you.
We have agreed to purchase a house in Hook. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Principality be concerned?
As you are obtaining a mortgage with Principality your lawyer must comply with the formal instructions contained in Part 2 of UK Finance Lenders’ Handbook for Principality. The CML Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to Principality where a lease fails to comply with these specifications. The conditions relate to the installation of panels on properties nationwide and is not restricted to Hook.
My husband and I are at the point of looking at flats in Hook and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Santander.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are taking out a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
I have paid off my mortgage with Skipton. I assume I don't need a Hook property lawyer on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
Are there restrictive covenants that are commonly identified during conveyancing in Hook?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hook. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What makes your site different to other online quote calculators for conveyancing in Hook?
At this site secure a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Hook. Unlike many estate agents and many comparison sites we do not charge firms a fee if you appoint them for your property ownership legalities in Hook