We were just about to exchange contracts for a ground floor flat in Norbiton. We have hit a stumbling block. Our mortgage offer with Nottingham Building Society expires on 17/9/2019 but the sellers are putting forward a completion date of 19/9/2019. Is it possible to extend the loan expiry date?
The person best placed to address this issue is your conveyancer who should determine if they corresponding with the mortgage broker, owner’s solicitors, estate agents or possibly all parties based on what has happend in your conveyancing as of today.
How up to date is your database of Norbiton solicitors on the Lloyds conveyancing panel? Do Lloyds send you an updated list?
Norbiton conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
Can you point me to a directory of Yorkshire BS panel conveyancers in Norbiton on the Building Society Association’s Website?
No. There is no such directory service on the CML or Building Society Association websites. Very few banks make their panel listings visible over the internet. If you are in need of a Norbiton property lawyer on the Yorkshire BS please use our tool.
How can we know in advance if a Norbiton conveyancing solicitor on the RBS panel is any good?
When it comes to conveyancing in Norbiton obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer carrying out your transaction.
About to purchase maisonette in Norbiton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Norbiton conveyancing practitioner is on the Yorkshire BS conveyancing panel.
In my capacity as executor for the estate of my grandmother I am selling a house in Newport but I am based in Norbiton. My solicitor (based 200 miles from mehas requested that I execute a statutory declaration prior to completion. Could you suggest a conveyancing lawyer in Norbiton to witness and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are based in Norbiton
Sixweeks into buying a house in Norbiton. Conveyancing solicitor has phoned to say the title is "Leasehold". Will this likely impact the salability of the house?
Norbiton conveyancing does not ordinarily involve leasehold houses. The main factor here is the unexpired lease term and the ground rent. If there are over a hundred years remaining with a nominal rent, it's essentially freehold, so it shouldn't impact the marketability too much.
On the flip side, if it's, say, 50 years it will have a significant impact on the saleability, and most likely wouldn't be acceptable to the lender. The length of lease and ground rent will be set out in the lease to be supplied to your solicitor.