Finally the sale completed on my house in Old Malden last February but our buyer keeps calling daily complaining that her conveyancer is waiting to hear from myconveyancer. What are the post completion sale legalities following completion?

Post completion of your house sale your conveyancer should send the transfer deeds and all of the paperwork to the purchaser's lawyers. If applicable, your solicitor should also confirm that the legal charge in favour of the lender has been discharged to the buyers conveyancers. There is unlikely to be post completion requirements just for conveyancing in Old Malden.

I am buying a property in Old Malden. A rare aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Skipton your lawyer must follow the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Skipton. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Skipton where a lease does not meet these specifications. The requirements relate to the installation of panels on properties countrywide and is not limited to Old Malden.

I have today made my last payment due on my mortgage with TSB. I assume I don't need a Old Malden conveyancing practitioner on the TSB panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where TSB has sent the Land Registry the discharge electronically, and
3. TSB has instructed the Land Registry to do so

I have finally had an offer on an apartment in Old Malden accepted, but there is a chain. The sellers have offered on a flat, however it’s not yet agreed to, and are looking at other apartments booked. I have chosen a bricks and mortar conveyancing solicitor in Old Malden. What do I do now? At what stage do I apply for the mortgage with Coventry BS?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey, Old Malden conveyancing search costs, etc). First, you must ensure that your conveyancing practitioner is on the Coventry BS approved list. As to the next stages this very much depends on the specifics of your case, motivation for this property and on the state of the market. During a rising market many purchasers will apply for the mortgage with Coventry BS and arrange for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.

What is different about your site and alternative internet conveyancing brokers for conveyancing in Old Malden?

At this site obtain an accurate costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Old Malden. Unlike many estate agents and many comparison sites we are not in the business of charging firms a commission if you select them for your home move in Old Malden

Following months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Old Malden. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

Where there is a missing landlord or where there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to determine the price payable.

An example of a Lease Extension case for a Old Malden property is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.

What makes a Old Malden lease defective?

There is nothing unique about leasehold conveyancing in Old Malden. All leases are individual and legal mistakes in the legal wording can result in certain sections are not included. The following missing provisions could result in a defective lease:

Service charge per centages that don't add up correctly leaving a shortfall A provision for the recovery of money spent for the benefit of another party.

A defective lease can cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Nationwide Building Society, Leeds Building Society, and Bank of Ireland all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the purchaser to withdraw.

Are the Old Malden conveyancing lawyers identified as being on the lender conveyancing panel, together with their details provided by the mortgage company?

Old Malden firms and firms carrying out conveyancing in Old Malden themselves provide us confirmation that they are on the bank conveyancing panel as opposed to being supplied with a list from the bank directly.