My fiance’s dad is a conveyancing practitioner. I am hopeful that I can be offered mate’s pricing for conveyancing, However if that does not come through, what kind of costs should I be paying for conveyancing in Thames Ditton?
Do contrast pricing. Do use our search tool on this page. You will notice that prices do vary but the service one can expect are distinct between solicitors as is true with the vast majority of professional services.
The Thames Ditton conveyancing firm handling our Thames Ditton conveyancing has discovered a difference between the assumptions in the valuation survey and what is in the title deeds. My solicitor has advised that he is duty bound to check that the bank is OK with this discrepancy and is content to go ahead. Is my lawyer’s stance right?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
We are purchasing a property and require a conveyancing solicitor in Thames Ditton who is on the TSB conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Thames Ditton.
This question may be naive but I am unexperienced as a 1st time purchaser of a two bedroom flat in Thames Ditton. Do I collect the keys to the house on the completion date from my solicitor? If so, I will appoint a High Street conveyancing solicitor in Thames Ditton?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you should be called to collect the keys from the property Agents and start moving into the property. Usually this occurs between 1 and 3pm.
My wife and I are in the process of looking at flats in Thames Ditton and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Aldermore.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are seeking a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Thames Ditton solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Thames Ditton postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Thames Ditton.
I'm remortgaging my primary house to a buy to let loan with Skipton Building Society and I will use the ballance of the raised equity towards a second house. The area we are talking about is Thames Ditton. Will your solicitors be able to act for the two lenders and tie in the transactions?
Do use our search tool on this page to ensure that the solicitors are approved by both mortgage companies. Having checked that they are your lawyer will be able to simultaneously deal with the two conveyancing matters but you should have a chat with you lawyer and communicate your desired outcome and requirements.