How up to date is your search tool for Thames Ditton conveyancing solicitors on the Santander conveyancing panel? Do Santander send you an updated list?
Thames Ditton conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
I am mortgaging my flat in Thames Ditton, does my lawyer have to be on the HSBC Conveyancing panel?
There is nothing to stop you using your solicitor, but HSBC will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Forgive me if this question is silly but I am wet behind the ears as a first time buyer of a two bedroom flat in Thames Ditton. Do I collect the keys to the premises on the completion date from my solicitor? If so, I will instruct a local conveyancing solicitor in Thames Ditton?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's solicitors, and shortly after the monies have arrived, you should be invited to receive the keys from the property Agents and start moving into the property. Usually this happens between 1 and 3pm.
Can you help - my lawyer says that absentee landlord insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Thames Ditton?
The right level of absentee landlord indemnity insurance should be dictated by who who your lender is. It would differ for example between Yorkshire Building Society and Leeds Building Society. Conveyancing practitioners as opposed to members of the public take out such policies.
The mortgage over my property is with Lloyds for my property in Thames Ditton. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?
Your original mortgage agreement with Lloyds will provide that you need their approval prior to letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel firm.
I am looking to sell my property. My former solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Thames Ditton if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Thames Ditton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Thames Ditton. I have chance upon a web site which looks to be the perfect solution If it is possible to get all this stuff completed via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?