In what way does my ID and proof of funds have anything to do with my conveyancing in Esher and Claygate? Is this really warranted?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the ID of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you are required to sign should reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you are unwilling to supply identification documents, your conveyancer would not be able to act for you.

Just had an offer accepted on a new build apartment in Esher and Claygate. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Esher and Claygate

Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

My husband and I are 18 days into a freehold purchase having been recommend to a firm by the local agent to handle our conveyancing in Esher and Claygate. I am am very dissatisfied with the level of service. Can you help me find new lawyers?

A solicitor would need to be very bad in order to consider diss instructing them. Has the loan offer been generated? If so you need to make them aware of the new contact details and get the offer are issued to the new lawyers. Your new solicitor ideally needs to be on the banks panel to avoid escalating expenses and delays. So that should be your starting point. Our search tool should assist you in finding a lender approved conveyancer for your conveyancing in Esher and Claygate

I only have Fifty years unexpired on my lease in Esher and Claygate. I am keen to extend my lease but my landlord is missing. What should I do?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to locate the lessor. On the whole a specialist would be useful to conduct investigations and prepare a report to be used as evidence that the freeholder can not be located. It is advisable to get professional help from a property lawyer both on proving the landlord’s absence and the application to the County Court overseeing Esher and Claygate.

Having spent years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Esher and Claygate. Can we issue an application to the Residential Property Tribunal Service?

Most certainly. We are happy to put you in touch with a Esher and Claygate conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Esher and Claygate property is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case was in relation to 1 flat.

We own a leasehold flat in Esher and Claygate. Conveyancing was finalised in 2009. I have been told that I mustn’t let the lease length get too short. Is this right?

Esher and Claygate leasehold properties are for a fixed period - often just under one hundred years when they commenced. However a significant flats in Esher and Claygate were built or converted 35 or more years ago and so such leases now have fewer than eighty years remaining. This may sound like a long time however Banks, Building Societies and other mortgage companies on the whole need leases to have at least 75 years unexpired to be mortgageable. Accordingly when you come to sell the property you will need a lease extension if you are getting close to seventy five years. To enhance your property value you should be thinking about whether to extend your lease long before you come to sell it. Furthermore strong financial reasons to taking action before the lease reaches even eighty years as when the lease is below eighty years the amount you have to pay to extend starts to increase.