My husband and I are hoping to acquire a house in Esher and Claygate and are in fact using a Esher and Claygate conveyancing firm. Within the last couple of days our solicitor has sent a preliminary report and documents to look through with the expectation that exchange is imminent. Barclays Direct have this afternoon contacted us to inform me that they have now hit a problem as our Esher and Claygate conveyancer is not on their approved list of lawyers. What do we do from here?
When purchasing a property with the benefit of a mortgage it is standard for the purchasers' solicitors to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the bank's conveyancing panel as you are at liberty to use your preferred Esher and Claygate lawyers, in which case it will likely add costs, and it may delay matters as you have another set of people involved.
We see that you have a post code search directory listing firms on the Nationwide conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Esher and Claygate?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Esher and Claygate.
I have been recommended a conveyancing solicitor in Esher and Claygate. I need to find out if they are on the Godiva Mortgages Ltd approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing you should do is call your solicitor and enquire whether they can act for the lender. Alternatively you should get in touch with Godiva Mortgages Ltd who may be able to assist.
I have recentlydiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Esher and Claygate for a purchase of a leasehold apartment 18 months ago. How can I check that my home is registered correctly in the name of the previous owner?
The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Esher and Claygate conveyancing specialists.
I own a leasehold house in Esher and Claygate. Conveyancing and Alliance & Leicester mortgage organised. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Esher and Claygate who acted for me is not around. Any advice?
The first thing you should do is contact the Land Registry to be sure that this person is in fact the new freeholder. There is no need to incur the fees of a Esher and Claygate conveyancing solicitor to do this as it can be done on-line for a few pound. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Notwithstanding our best endeavours, we have been unsuccessful in trying to reach an agreement for a lease extension in Esher and Claygate. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most definitely. We can put you in touch with a Esher and Claygate conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Esher and Claygate flat is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.