How up to date is your database of East and West Horsley solicitors on the TSB conveyancing panel? Do TSB send you an updated list?

East and West Horsley conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.

Our lender has suggested solicitors on their panel based in East and West Horsley but I would rather choose a conveyancing lawyer in East and West Horsley round the corner to me. Can you help?

Far from all East and West Horsley conveyancing practices are on all banks conveyancing panel. Do make use of the above find an approved solicitor tool to choose a East and West Horsley conveyancing solicitor on the on the lender panel.

I got the keys to my house on 10 January and the transaction details are still not on the land registry website. Any reason for this? My conveyancing solicitor in East and West Horsley advises it should be formalised in a couple of weeks. Are transfers in East and West Horsley particularly slow to register?

As far as conveyancing in East and West Horsley registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can adjust subject to who lodges the application, whether there are errors and whether the Land registry have to notify any third parties. At present in the region of 80% of such applications are fully addressed in less than three weeks but some can be subject to extensive hold-ups. Registration is effected once the purchaser has moved in to the premises therefore an expedited registration is not always top priority yet if there is a degree of urgency associated with the registration then you or your conveyancer can speak with the land registry and explain the circumstances.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. East and West Horsley is the location of the property. Can you offer any guidance?

Flying freeholds in East and West Horsley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside East and West Horsley you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in East and West Horsley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Is there a reason that East and West Horsley conveyancing charges differ for leasehold and freehold properties?

When acquiring a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control