My IFA has requested my Guildford lawyer’ panel reference for the Lloyds conveyancing panel. What is the best way to obtain this. I have tried my local Guildford branch but they have not got back to me yet.
Have you tried calling your Guildford property lawyer about this?. They maintain a central record lender panel numbers.
Can I use your services to recommend a Conveyancing solicitor in Guildford even if I’m not purchasing or disposing of a house, for example where I want to buy a shop in Guildford with a mortgage from Barclays Direct?
Our comparison service is primarily there to select domestic conveyancing solicitors in Guildford but we have listed towards the end of this page a few Guildford commercial conveyancing firms. You will need to speak with the firm directly to check if they are also authorised to represent Barclays Direct
My grandmother passed away last year and as sole heir and executor I was left the house in Guildford. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Given you plan to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
This question may be naive but I am unexperienced as FTB of a garden flat in Guildford. Do I collect the keys to the property on completion from my solicitor? If so, I will find a High Street conveyancing solicitor in Guildford?
On the day of completion you will not be required to attend the conveyancers office in Guildford. Your solicitors will arrange to send the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be invited to receive the keys from the Estate Agents and start moving into the property. Usually this occurs between 1 and 3pm.
My husband and I have organised a further advance on our mortgage from Lloyds as we wish to carry out improvements to our property in Guildford. Are we obliged to appoint a nearby Guildford solicitor on the Lloyds conveyancing panel to handle the paperwork?
Lloyds would not normally instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
I recently had an offer agreed on a house in Guildford. My financial adviser suggested a lawyer. I paid an on account payment of £150. Soon after, the lawyer called me to say that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I'm refinancing my existing property to a BTL loan with Platform Home Loans Ltd and intend to use the remaining equity as a deposit on another house. The location we are interested in is Guildford. Will your conveyancers be able to act for both sets of mortgage companies and link together the conveyances?
Do use our comparison tool on this page to check that the solicitors are on the appropriate lender panels. Assuming that they are the conveyancer should be able to connect the two conveyancing matters but you should have a chat with you conveyancer and specify your desired outcome and needs.