I selected a Onslow Village based firm for my conveyancing in Onslow Village last week. Upon checking the Terms and Conditions I notewe are responsible for costs even where the conveyance does not complete. Should I ditch them and appoint an on-line firm offering no-sale-no-fee conveyancing in Onslow Village?
Generally there is a compromise along the lines that if "No Completion No Fee" is offered then the fee levels will tend to be be more expensive to cover those transactions that do not proceed. Also remember that these arrangements rarely protect you from expenses such your Onslow Village conveyancing search charges.
The housing market in Onslow Village is heating up. What can I do to speed up matters?
In the event that the seller is applying a tight deadline for your conveyancing it is highly recommended that your solicitor is familiar with the area as they will make use of local connections and knowledge. It is even conceivable that they could have conducted previoushouses in the same neighbourhood. Therefore consider using a Onslow Village conveyancing firm. In addition, double check that the conveyancing firm is on the member panel. It is understood that just under twenty per cent of Onslow Village conveyancing transactions are delayed or derailed after finding out that a buyer’s solicitor was not on their mortgage lender’s list of approved solicitors. In many cases this discovery resulted in the home move being frustrated by almost 21 days. It is claimed that this issue impacts in the region of one hundred thousand home moves annually. Almost all Onslow Village conveyancing firms can not act for certain banks so do check at the outset.
We just had an offer accepted to buy with Norwich and Peterborough Building Society. I went into a few high street solicitors but cant to find a Onslow Village conveyancing firm on the Norwich and Peterborough Building Society approved list. Please you assist?
Feel free to take advantage of the find a conveyancing panel solicitor tool on this page. Please choose the lender and type Onslow Village or your location and you will be presented with numerous conveyancers located in Onslow Village or nearest you.
Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Onslow Village. Do I collect the keys to the property on the completion date from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Onslow Village?
On the day of completion you will not be required to go to the conveyancers office in Onslow Village. Your solicitors will transfer the purchase money to the owner’s solicitors, and once they have received this, you will be invited to pick up the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
We previously instructed conveyancing lawyers locally in Onslow Village on the Lloyds solicitor approved list. They are now charging me a separate fee for dealing with the Lloyds mortgage. Is this a supplemental conveyancing fee specified by Lloyds?
Provided it is contained in their Terms of Engagement or Quote then yes your lawyer can levy a fee for this. The charge is not dictated by Lloyds but by your Onslow Village solicitor. Some firms on the Lloyds panel will charge ’dealing with mortgage’ fee but many firms include it on their overall fee.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Onslow Village solicitor on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
My partner and I are close to exchanging contracts on the sale of our home in Onslow Village and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Onslow Village. We have lived in Onslow Village for 5 years we know of no issue. Do we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)