Can your site be used to recommend a Conveyancing solicitor in Onslow Village even where I’m not buying or selling a house, for instance where I wish to buy a shop in Onslow Village with a loan from Nationwide Building Society?

Our search tool is predominantly there to locate residential conveyancing solicitors in Onslow Village but we have listed towards the end of this page a few Onslow Village commercial conveyancing firms. You should enquire with the solicitors directly to check if they can also act for Nationwide Building Society

My wife and I have recently appointed a conveyancing solicitor in Onslow Village. I I would like to check if they are on the Coventry Building Society approved list of lawyers. Could you advise?

The first thing to do is contact the conveyancer and ask them if they are on the lender panel. Alternatively you should get in touch with Coventry Building Society who may be able to help.

I have been told that property searches are the main cause of hinderance in Onslow Village house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are unlikely to feature in any slowing down conveyancing in Onslow Village.

My wife and I purchased a 4 bedroom Victorian property in Onslow Village. Conveyancing solicitor represented me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Onslow Village and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the conveyancing.

I am buying a new build house in Onslow Village with a loan from The Mortgage Works. The developers would not move on the amount so I negotiated 6k of extras instead. The house builders rep suggested that I not to tell my conveyancer about the extras as it will put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.