Finally, a loan agreement from Santander for the remortgage of my 4 room apartment is due any day now. Are you able to suggest a low cost conveyancing law firm in Onslow Village?
This site is not designed to assist those in their quest for cut-price fees for conveyancing solicitors in Onslow Village. Our aim is to provide affordable conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint companies offering the bait of £99 conveyancing in Onslow Village. At best, in deciding on cheap conveyancing, you will end up with what you pay for and at worst it will result in you invoiced for additional fees and still not receive the service expected.
This question may be naive but I am unexperienced as FTB of a two bedroom flat in Onslow Village. Do I pick up the keys to the premises on completion from my conveyancer? If so, I will use a High Street conveyancing solicitor in Onslow Village?
On the day of completion you will not be required to attend the conveyancers office in Onslow Village. Your solicitors will electronically transfer the completion advance to the seller's solicitors, and once they have received this, you should be called to pick up the keys from the property Agents and move into your new home. Usually this happens early afternoon.
I am currently in the process of buying my council flat in Onslow Village. I have a mortgage offer with Principality. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
Nottingham have agreed my mortgage in principle, my offer on a house in Onslow Village has been accepted, now what?
The estate agent will want to know who your solicitors are (be sure the conveyancing practitioners are on the lender’s panel). Contact Nottingham or your financial adviser and finalise any relevant documentation. Nottingham will instruct a valuer who will get in contact with the selling agent or seller to schedule a slot for the valuation to take place. Once carried out (assuming no problems) it takes on average a week to get a mortgage offer. Nottingham will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Onslow Village.
A relative suggested that where I am buying in Onslow Village I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Onslow Village conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Onslow Village around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning Onslow Village.
I used Stirling Law several years past for my conveyancing in Onslow Village. Now, I need the documents but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Onslow Village of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Onslow Village differ for newly converted properties?
Most buyers of new build property in Onslow Village come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is built. This is because builders in Onslow Village usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Onslow Village or who has acted in the same development.