We were just about to sign contracts for a garden flat in Woking. We have hit a problem. The mortgage offer with Coventry Building Society expires on 17/4/2026 but the sellers are suggesting a completion date of 21/4/2026. Can one prolong the loan expiry date?

The person best placed to address this concern is your conveyancer who will assess if they better off negotiating with the mortgage broker, seller’s lawyers, property agents or conceivably all three given the history of your conveyancing as of today.

About to place an offer on a leasehold flat in Woking. The estate agents say that it is the norm for flats in Woking to have less than 75 years left on the lease. I am expecting a loan with Accord Mortgages. Will the property be mortgageable given that the lease has Seventy One years to go.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/2/2026 the requirements read as follows :

Have purchased a a terraced house in Woking , What is the estimated time for the Land Registry to record my ownership? My Woking conveyancing solicitor works at snail pace, so I want to be sure the registration formalities are addressed.

There is nothing unique about conveyancing in Woking registration formalities. Rather than based on location, timeframes can vary depending on who lodges the application, whether there are errors and if the Land registry must send notices to any other parties. Currently approximately 80% of such applications are completed in less than three weeks but occasionally there can be protracted hold-ups. Registration is effected once the purchaser has moved in to the premises so 'speed' is not always top priority but where it is urgent that the the registration takes place urgently then you or your lawyers can speak with the land registry and explain the circumstances.

I am hoping to put an offer on a small detached house that appears to tick a lot of boxes, at a great price which is making it all the more appealing. I have since found out that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns buying a leasehold house in Woking. Conveyancing lawyers have not yet been instructed. Will they explain the issues?

The majority of houses in Woking are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can help the conveyancing process. It is clear that you are buying in Woking so you should seriously consider looking for a Woking conveyancing practitioner and be sure that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example requiring the freeholder’sconsent to carry out alterations. It may be necessary to pay a contribution towards the upkeep of the estate where the house is part of an estate. Your solicitor will appraise you on the various issues.

Woking Leasehold Conveyancing - Examples of Queries Prior to buying

The answer will be helpful as a) areas could cause problems in the building as the communal areas may start to deteriorate if maintenance are not paid for b) if the leasehold owners have a dispute with the managing agents you will want to know about it Be sure to find out if there is anything that is prohibited in the lease. By way of example some leases prohibit pets being permitted in in a block in Woking. If you like the flatin Woking yet your cat is not allowed to live with you then you have a very difficult choice. Is there a share of the freehold?

I require the services of a mortgage company panel solicitor in Woking. Can you assist?

Unfortunately it’s not apparent why you need a Woking panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Woking are on their panel . If you do find such a firm in Woking not listed please direct them to our site to list. After all the cost is only one £1 a month