My financial adviser says he needs my Woking solicitor’s panel member for the Nationwide conveyancing panel. Can you suggest how I find this out. I have e-mailed my local Woking office but they have not responded to me.

You are best placed to get this information from your Woking . Most Woking law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

Do I need to attend the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Woking so that I can attend their offices when needed.

Most conveyancing panel lawyers for banks undertake all of the work via the post, e-mail or over phone calls. This means that they can undertake the legal work for your home move regardless of where you live in the country. That being said you should see if you can still book an appointment to visit conveyancing lawyer if just in case this is required.

How does conveyancing in Woking differ for newly converted properties?

Most buyers of new build property in Woking come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is built. This is because developers in Woking typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Woking or who has acted in the same development.

I opted to have a survey carried out on a house in Woking ahead of instructing solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some banks may not give a loan on such a property.

It varies from the lender to lender. Lloyds has different instructions from Halifax. If you contact us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Woking. Conveyancing may be slightly more expensive based on your lender's requirements.

Woking Leasehold Conveyancing - Examples of Queries before Purchasing

What prohibitions exist in the Woking Lease? You will want to find out as much as possible regarding the company managing the block as they can either make living at the property much simpler or a lot more difficult. As the proprietor of a leasehold property you are frequently at the mercy of the managing agents from a financial perspective and when it comes to day to day issues like the upkeep of the communal areas. You should not be shy to ask prospective neighbours whether they are happy with them. On a final note, investigate as to the dates that the service charges are due to the managing agents and specifically what it includes.