We are planning to acquire a 2 bedroom flat in Old Woking with a mortgage. We have a Old Woking lawyer, but the mortgage company advise he's not on their "panel". It seems we have little choice but to appoint one of the lender panel solicitors or keep our Old Woking solicitor and pay for one of their panel firms to represent them. This seems very unfair; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Old Woking conveyancing lawyer to apply to be on the conveyancing panel.
I require expedited conveyancing in Old Woking as I have pressure to sign on the dotted line inside one month. Thankfully I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not getting a home loan you are at liberty not to do searches although no law firm would advise that you don't. Drawing on years of experience of conveyancing in Old Woking the following are examples of what can appear and adversely affect future mortgageability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...
How does the Landlord & Tenant Act 1954 impact my commercial offices in Old Woking and how can your lawyers assist?
The 1954 Act gives security of tenure to commercial lessees, granting the right to apply to court for a new lease and remain in occupation at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Old Woking is one of our hundreds of locations in which our lawyers have offices
Should I instruct a Old Woking conveyancing lawyer based in the vicinity that I am purchasing? An old friend can perform the legal formalities but they are based 400miles away.
The primary upside of using a high street Old Woking conveyancing firm is that you can attend the office to execute paperwork, deliver your ID and pester them if necessary. Having local Old Woking know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and the majority were happy that must surpass using an unknown Old Woking conveyancing lawyer solely due to them being round the corner.
I'm selling a house in Old Woking. I can find my conveyancer's company on the Law Society's list, but I can't find my lawyer's name as listed on the regulator's website. Should I be concerned?
Not every individual in the practice must be listed by the regulator. Provided there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unlicensed staff.